Money Concepts Advisory Service

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)
• Other

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

The brochure lists different fees for different services or strategies; see the brochure for them.

Hourly rate: $450 an hour (consulting)

As stated in the firm's Form ADV Part 2A brochure dated March 24, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

$4,067,994,442 as of October 2026, filing dated March 24, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Portfolio management for businesses (other than small businesses) or institutional clients
• Other

Legal name

Money Concepts Capital Corp

Also doing business as

MONEY CONCEPTS ADVISORY SERVICE

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

1991 (34 years)

Employees

Total: 478. Performing investment advisory functions: 375.

Wrap fee program participation

Yes.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.Pershing LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

25 other offices, as of the April 2026 filing

Batesville, INBellefontaine, OHBoston, MABrea, CAConway, ARCorpus Christi, TXDenver, COFort Worth, TXIndianapolis, INLibertyville, ILLouisville, KYMarietta, GAMiddleville, MIOrangeburg, NYPerrysburg, OHPlacentia, CAPleasant View, TNSaint Peters, MOSarasota, FLSidney, OHSpringfield, ILTroy, MIWashington, MOWestfield, MAWinter Park, FL

States registered or notice-filed

53 states or jurisdictions

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SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

6 Reports 6 disclosure items on Form ADV Item 11. View on IAPD.

Questions answered yes on this filing

Regulatory matters Items 11.C to 11.G

• 11.D(2) Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
• 11.D(4) In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?
• 11.D(5) Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?
• 11.E(2) Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?

Civil court matters Item 11.H

• 11.H(1)(c) Has a domestic or foreign court ever dismissed, under a settlement agreement, an investment-related civil action brought against the firm or an advisory affiliate by a state or foreign financial regulator?
• 11.H(2) Is the firm or an advisory affiliate now the subject of a civil proceeding that could result in a yes answer to any part of 11.H(1)?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. What happened, and who was involved, is on the Disclosure Reporting Pages of the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $3,306,729,257 in the October 2021 data and $4,067,994,442 in the October 2026 data, up 23%.

Total employees: 533 in October 2021 and 478 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. April 2026
   • Employees performing advisory functions went from 431 to 375.
   • Regulatory assets under management went from $3,328,625,395 to $4,067,994,442 (+22%).
   • Added an office in Batesville, IN.
   • Added an office in Boston, MA.
   • Added an office in Brea, CA.
   • Added an office in Conway, AR.
   • Added an office in Fort Worth, TX.
   • Added an office in Indianapolis, IN.
   • Added an office in Middleville, MI.
   • Added an office in Orangeburg, NY.
   • Added an office in Perrysburg, OH.
   • Added an office in Pleasant View, TN.
   • Added an office in Sarasota, FL.
   • Added an office in Troy, MI.
   • Added an office in Westfield, MA.
   • No longer lists an office in Cleveland, TN.
   • No longer lists an office in Farmington, MO.
   • No longer lists an office in Fullerton, CA.
   • No longer lists an office in Hurricane, WV.
   • No longer lists an office in Loveland, CO.
   • No longer lists an office in Miami, FL.
   • No longer lists an office in New City, NY.
   • No longer lists an office in Portsmouth, OH.
   • No longer lists an office in Prairie Village, KS.
   • No longer lists an office in Saint Petersburg, FL.
   • No longer lists an office in Sioux Center, IA.
   • No longer lists an office in Vandalia, OH.
   • No longer lists an office in Wethersfield, CT.
   • Updated its list of owners and control persons (Schedule A).

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.