AdvisorCensus / Financial advisors / California / San Jose / Mine & Arao Wealth Creation and Management, LLC
Mine & Arao Wealth Creation and Management, LLC
Filed as MINE & ARAO WEALTH CREATION AND MANAGEMENT, LLC
Mine & Arao Wealth Creation and Management, LLC is an SEC-registered investment advisory firm in Campbell, CA, registered since 2018, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 15, 2026.
Quick answers
From the filingHow is Mine & Arao Wealth Creation and Management, LLC compensated?
On its Form ADV (Item 5.E, October 2026), Mine & Arao Wealth Creation and Management, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges.
What does Mine & Arao Wealth Creation and Management, LLC's brochure say about its fees?
Its Form ADV Part 2A brochure dated April 15, 2026 states: Up to $5,000,000: 0.6% a year; Above $5,000,001: 0.4% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Mine & Arao Wealth Creation and Management, LLC located?
Mine & Arao Wealth Creation and Management, LLC's principal office is in Campbell, CA, according to its Form ADV.
Is Mine & Arao Wealth Creation and Management, LLC registered with the SEC or a state?
Mine & Arao Wealth Creation and Management, LLC is an SEC-registered investment advisory firm, registered since 2018. Status as filed: Approved. CRD 118319.
How much does Mine & Arao Wealth Creation and Management, LLC manage?
Mine & Arao Wealth Creation and Management, LLC reports $338,062,502 in regulatory assets under management in its Form ADV filing dated April 15, 2026 (100% discretionary).
How have Mine & Arao Wealth Creation and Management, LLC's assets and staff changed since 2021?
In the Form ADV data for Mine & Arao Wealth Creation and Management, LLC: Regulatory assets under management: $174,260,743 in the October 2021 data and $338,062,502 in the October 2026 data, up 94%. Total employees: 3 in October 2021 and 4 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Mine & Arao Wealth Creation and Management, LLC serve?
By number of clients on Form ADV Item 5.D: high net worth individuals (111); individuals (other than high net worth individuals) (109); corporations or other businesses not listed above (2).
Which custodians does Mine & Arao Wealth Creation and Management, LLC use?
Mine & Arao Wealth Creation and Management, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.
Does Mine & Arao Wealth Creation and Management, LLC report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/118319
Does Mine & Arao Wealth Creation and Management, LLC state an account minimum?
Its Form ADV Part 2A brochure dated April 15, 2026 says: "Generally, we require that clients maintain $100,000 under management with us. However, we may waive that minimum at our sole discretion."
What changed in Mine & Arao Wealth Creation and Management, LLC's recent Form ADV filings?
In the April 2026 filing data: Regulatory assets under management went from $292,369,594 to $338,062,502 (+16%).
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Hourly charges
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2A| Assets | Annual rate |
|---|---|
| Up to $5,000,000 | 0.6% |
| Above $5,000,001 | 0.4% |
The brochure's wording
Asset management fees are generally based on a percentage of assets under management in accordance with the following schedule: Account Value Annual Fee On the first $5,000,000 0.6% $5,000,001 + 0.4%
Account minimum: $100,000 (the brochure says it may be waived or negotiated)
The brochure's wording
Generally, we require that clients maintain $100,000 under management with us. However, we may waive that minimum at our sole discretion.
As stated in the firm's Form ADV Part 2A brochure dated April 15, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$338,062,502 as of October 2026, filing dated April 15, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
Registration and firm details
Items 1, 2, 5- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2018 (8 years)
- Employees
- Total: 4. Performing investment advisory functions: 2.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
-
1 state or jurisdiction
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $338,062,502 | 4 | April 15, 2026 |
| October 2025 | $292,369,594 | 4 | March 17, 2025 |
| October 2024 | $237,662,116 | 3 | March 26, 2024 |
| October 2023 | $183,749,762 | 3 | April 3, 2023 |
| October 2022 | $214,238,109 | 3 | March 22, 2022 |
| October 2021 | $174,260,743 | 3 | March 25, 2021 |
Regulatory assets under management: $174,260,743 in the October 2021 data and $338,062,502 in the October 2026 data, up 94%.
Total employees: 3 in October 2021 and 4 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- April 2026
- Regulatory assets under management went from $292,369,594 to $338,062,502 (+16%).
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Mine & Arao Wealth Creation and Management, LLC (CRD 118319): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/mine-and-arao-wealth-creation-and-management-llc-campbell-ca-118319