Horter Investment Management, LLC

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

The brochure lists different fees for different services or strategies. See the firm's brochure (dated March 16, 2026) for its fees and any account minimum, on the SEC's IAPD site.

$314,499,558 as of October 2026, filing dated August 6, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Selection of other advisers (including private fund managers)
• Publication of periodicals or newsletters
• Educational seminars/workshops

Also doing business as

ABSOLUTE WEALTH MANAGEMENT GROUP, APPLIED CONCEPTS FINANCIAL SERVICS, CELTIC GUARD FINANCIAL PLANNING, CROIX RIVER WEALTH MANAGEMENT, DEFENSE FIRST FINANCIAL, ECCARIUS FINANCIAL, GEFF LEWIS AND ASSOCIATES, JENSEN FINANCIAL GROUP, LIGHTFIELD WEALTH MANAGEMENT, MARRA FINANCIAL GROUP, OCASIO FINANCIAL SERVICES, LLC, PERLIN RETIREMENT SOLUTIONS, STEPHEN DISSETTE & ASSOCIATES, TIDMORE FINANCIAL, WLEM FINANCIAL ADVISORS

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2007 (19 years)

Employees

Total: 43. Performing investment advisory functions: 29.

Wrap fee program participation

No.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

5 other offices, as of the September 2026 filing

Columbus, OHKingman, AZSpringfield, PATrail Creek, INVirginia Beach, VA

States registered or notice-filed

52 states or jurisdictions

AKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPARISCSDTNTXUTVAVIVTWAWIWVWY

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

5 Reports 5 disclosure items on Form ADV Item 11. View on IAPD.

Questions answered yes on this filing

Regulatory matters Items 11.C to 11.G

• 11.C(1) Has the SEC or the CFTC ever found that the firm or an advisory affiliate made a false statement or omission?
• 11.C(2) Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
• 11.C(4) Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
• 11.C(5) Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?
• 11.G Is the firm or an advisory affiliate now the subject of a regulatory proceeding that could result in a yes answer to any part of 11.C, 11.D, or 11.E?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. What happened, and who was involved, is on the Disclosure Reporting Pages of the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $379,773,623 in the October 2021 data and $314,499,558 in the October 2026 data, down 17%.

Total employees: 84 in October 2021 and 43 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. September 2026
   • No longer lists the business name Snyder Financial, Inc..
   • No longer lists an office in North Myrtle Beach, NC.
2. August 2026
   • No longer lists the business name Roadmap Financial Consulting, LLC.
   • Added an office in North Myrtle Beach, NC.
   • No longer lists an office in Greensboro, NC.
3. April 2026
   • No longer lists the business name Financial Freedom Partners, LLC.
   • Added the business name Ocasio Financial Services, LLC.
   • Added the business name Eccarius Financial.
   • Employees performing advisory functions went from 33 to 29.
   • Regulatory assets under management went from $277,989,460 to $314,499,558 (+13%).
   • Added an office in Columbus, OH.
   • Added an office in Kingman, AZ.
4. December 2025
   • No longer lists the business name Safe Harbor Financial.
   • No longer lists the business name Lamb Capital, LLC.
   • No longer lists an office in West Deptford, NJ.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.