Foundations Investment Advisors LLC

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

Account minimum: $5,000

Hourly rate: $100 to $500 an hour (Financial planning services)

Flat fee: $100 to $5,000 (Financial planning services)

Flat fee: $7,500 (Financial planning engagements that include additional services, such as…)

As stated in the firm's Form ADV Part 2A brochure dated July 30, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

$10,097,715,159 as of October 2026, filing dated September 23, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Selection of other advisers (including private fund managers)
• Educational seminars/workshops

Also doing business as

ALLON PLANNING PARTNERS, ALPHA 1 TAX & WEALTH MANAGEMENT, LLC, ASSET PRESERVATION TAX & RETIREMENT, LLC, BIG FINANCIAL SERVICES LLC, BRIGHT WEALTH MANAGEMENT, CAPITOL PLANNING GROUP, CHAMBERLIN GROUP, COMPLETE WEALTH STRATEGY, CORNERSTONE CAPITAL MANAGEMENT, DETROIT FINANCIAL, FUCHS FINANCIAL, FUNDAMENTAL WEALTH DESIGNS, GUARDIAN INVESTMENT ADVISORS, HTR GROUP N.E., LLC, IMPACT PARTNERS FINANCIAL, LLC, MCLEAN ADVISORY GROUP, NORTHERN ALLIANCE FINANCIAL, QUEST COMMONWEALTH, RDW FINANCIAL GROUP, RETIRE SIMPLY, RETIREMENT OUTFITTERS LLC, SECURE MONEY ADVISORS, SOVEREIGN WEALTH MANAGEMENT, VITAL RETIREMENT PLANNERS, WAY FINANCIAL AND INSURANCE SERVICES

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2015 (11 years)

Employees

Total: 353. Performing investment advisory functions: 289.

Wrap fee program participation

No.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.Fidelity

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

28 other offices, as of the October 2026 filing

Auburn, MEAugusta, MEBingham Farms, MIBirmingham, MICedar Park, TXChattanooga, TNDenver, COEdmond, OKEdwardsville, ILGrand Junction, COHouston, TXIndianapolis, INMelbourne, FLMendota Heights, MNNew Braunfels, TXNorth Oaks, MNPeoria, AZPhoenix, AZRipon, CASacramento, CASaint Louis, MOSouthlake, TXStillwater, MNTampa, FLWaretown, NJWest Hartford, CTWest Springfield, MAZelienople, PA

States registered or notice-filed

52 states or jurisdictions

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SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

9 Reports 9 disclosure items on Form ADV Item 11. View on IAPD.

Questions answered yes on this filing

Regulatory matters Items 11.C to 11.G

• 11.C(2) Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
• 11.C(4) Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
• 11.C(5) Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?
• 11.D(2) Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
• 11.D(4) In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?
• 11.D(5) Has another federal regulator, a state regulator, or a foreign financial regulator ever denied, suspended, or revoked the registration or license of the firm or an advisory affiliate, prevented either by order from associating with an investment-related business, or restricted either one's activity?
• 11.E(2) Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?
• 11.E(4) Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?

Civil court matters Item 11.H

• 11.H(2) Is the firm or an advisory affiliate now the subject of a civil proceeding that could result in a yes answer to any part of 11.H(1)?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. What happened, and who was involved, is on the Disclosure Reporting Pages of the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $1,945,650,827 in the October 2021 data and $10,097,715,159 in the October 2026 data, up 419%.

Total employees: 163 in October 2021 and 353 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. July 2026
   • Item 11 disclosure answers changed: 9 yes answers, previously 6 (now yes: 11.C(2), 11.C(4), 11.C(5)).
2. April 2026
   • Employees performing advisory functions went from 229 to 289.
   • Regulatory assets under management went from $7,184,472,288 to $10,097,715,159 (+41%).
3. January 2026
   • Added the business name Big Financial Services LLC.
   • Added the business name Bright Wealth Management.
   • Added the business name Chamberlin Group.
   • Added the business name Fundamental Wealth Designs.
   • Added the business name HTR Group N.E., LLC.
   • Added the business name McLean Advisory Group.
   • Added the business name Retirement Outfitters LLC.
   • No longer lists the business name HTR Group, N.E., LLC, the Help to Retire Group, the HTR Group.
   • No longer lists the business name Malia Financial Group.
   • No longer lists the business name Market Advisory Group.
   • No longer lists the business name Retirement Outfitters.
   • No longer lists the business name Rise North Capital.
   • No longer lists the business name TGW Wealth Management.
   • No longer lists the business name The Hidden Wealth Solution.
   • Changed its office addresses in Auburn, ME.
   • Changed its office addresses in Southlake, TX.
   • Added an office in Edwardsville, IL.
   • Added an office in Houston, TX.
   • Added an office in Melbourne, FL.
   • Added an office in Mendota Heights, MN.
   • Added an office in North Oaks, MN.
   • Added an office in Phoenix, AZ.
   • Added an office in Saint Louis, MO.
   • Added an office in Stillwater, MN.
   • Added an office in Tampa, FL.
   • Added an office in Waretown, NJ.
   • No longer lists an office in Braintree, MA.
   • No longer lists an office in Kennesaw, GA.
   • No longer lists an office in League City, TX.
   • No longer lists an office in Topeka, KS.
   • No longer lists an office in Wichita, KS.
4. November 2025
   • Updated its list of owners and control persons (Schedule A).

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.