AdvisorCensus / Financial advisors / Rhode Island / Providence / Five Corners Financial Services
Five Corners Financial Services
Filed as FIVE CORNERS FINANCIAL SERVICES · Legal name Sempolinski, William John
Five Corners Financial Services is an SEC-registered investment advisory firm in Easton, MA, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 31, 2026.
Quick answers
From the filingHow is Five Corners Financial Services compensated?
On its Form ADV (Item 5.E, October 2026), Five Corners Financial Services reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).
What does Five Corners Financial Services' brochure say about its fees?
Its Form ADV Part 2A brochure dated July 31, 2026 states: Asset-based fee: 0.5% to 1.5% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Five Corners Financial Services located?
Five Corners Financial Services' principal office is in Easton, MA, according to its Form ADV.
Is Five Corners Financial Services registered with the SEC or a state?
Five Corners Financial Services is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 338120.
How much does Five Corners Financial Services manage?
Five Corners Financial Services reports $292,000,000 in regulatory assets under management in its Form ADV filing dated July 31, 2026 (100% discretionary).
What types of clients does Five Corners Financial Services serve?
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (195); high net worth individuals (95).
Which custodians does Five Corners Financial Services use?
Five Corners Financial Services' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.
Does Five Corners Financial Services report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/338120
Does Five Corners Financial Services state an account minimum?
Its Form ADV Part 2A brochure dated July 31, 2026 says: "Five Corners generally does not impose a minimum relationship size."
What changed in Five Corners Financial Services' recent Form ADV filings?
In the February 2026 filing data: Regulatory assets under management went from $0 to $292,000,000.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AAsset-based fee: 0.5% to 1.5% a year (a range, as the brochure states it)
The brochure's wording
Wealth management fees range from 0.50% to 1.50% annually based on the market value of assets under management at the end of the prior calendar quarter.
Account minimum: None
The brochure's wording
Five Corners generally does not impose a minimum relationship size.
As stated in the firm's Form ADV Part 2A brochure dated July 31, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$292,000,000 as of October 2026, filing dated July 31, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
Registration and firm details
Items 1, 2, 5- Legal name
- Sempolinski, William John
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2025 (1 year)
- Employees
- Total: 3. Performing investment advisory functions: 2.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
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6 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Changes in the filing
Last 12 months- February 2026
- Regulatory assets under management went from $0 to $292,000,000.
- December 2025
- Newly registered with the SEC.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Five Corners Financial Services (CRD 338120): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/five-corners-financial-services-easton-ma-338120