Financial & Tax Architects, LLC

• A percentage of assets under your management
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

The brochure lists different fees for different services or strategies; see the brochure for them.

Account minimum: None

As stated in the firm's Form ADV Part 2A brochure dated January 29, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

$506,245,828 as of October 2026, filing dated June 18, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Educational seminars/workshops
• Other

Also doing business as

ADVANCED WEALTH MANAGEMENT, CORE FINANCIAL MANAGEMENT, FTA WEALTH ADVISORS, KNOXVILLE RETIREMENT PLANNERS, LFG FINANCIAL, NEST FINANCIAL ADVISORS, NEW DAY FINANCIAL, PROFESSIONAL GROUP, RETIREMENT INCOME BLUEPRINTS, RYU FINANCIAL, INC, SCOUT FINANCIAL GROUP, THE MASTERS CHOICE, INC.

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2019 (7 years)

Employees

Total: 71. Performing investment advisory functions: 40.

Wrap fee program participation

No.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

19 other offices, as of the July 2026 filing

Agoura Hills, CACoeur D'Alene, IDEden Prairie, MNEdmond, OKEdwardsville, ILFlorence, SCGarland, TXLargo, MDLas Vegas, NVMurfreesboro, TNNashville, TNNewport Beach, CAOak Brook, ILOverland Park, KSPlano, TXRolling Meadows, ILTulsa, OKUrbana, MDValencia, CA

States registered or notice-filed

36 states or jurisdictions

ALARAZCACOCTDCDEFLGAIAIDILINKSKYLAMAMDMIMNMOMSNCNENVNYOKPASCTNTXVAVTWIWV

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $183,838,869 in the October 2021 data and $506,245,828 in the October 2026 data, up 175%.

Total employees: 22 in October 2021 and 71 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. June 2026
   • Added an office in Garland, TX.
   • Added an office in Nashville, TN.
   • No longer lists an office in Franklin, TN.
2. February 2026
   • Regulatory assets under management went from $443,026,713 to $506,245,828 (+14%).
   • Employees performing advisory functions went from 24 to 40.
   • Added the business name RYU Financial, Inc.
   • Changed its office addresses in Edmond, OK.
   • Changed its office addresses in Edwardsville, IL.
   • Changed its office addresses in Murfreesboro, TN.
   • Added an office in Oak Brook, IL.
   • Added an office in Plano, TX.
   • Added an office in Rolling Meadows, IL.
   • Added an office in Urbana, MD.
   • No longer lists an office in Springfield, MO.
   • No longer lists an office in Urbandale, IA.
3. January 2026
   • Registered or notice-filed in NE, VT, WI.
   • No longer registered or notice-filed in NJ, OH.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.