Wealthcare Advisory Partners LLC

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

The brochure lists different fees for different services or strategies. See the firm's brochure (dated March 24, 2026) for its fees and any account minimum, on the SEC's IAPD site.

$8,288,119,150 as of October 2026, filing dated August 12, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Portfolio management for businesses (other than small businesses) or institutional clients
• Pension consulting services
• Selection of other advisers (including private fund managers)

Also doing business as

103 MANAGEMENT, 2020 FINANCIAL GROUP, 24 FINANCIAL, AB CLEMENCE & CO, ALONGSIDE ADVISORS, ANDREW M. MEEHAN, ASSURGENT WEALTH MANAGEMENT, ATELIER PRIVATE WEALTH LLC, BEACON WEALTH MANAGEMENT, LLC, BIRDS EYE WEALTH PLANNING, BLACKSHIRE WEALTH MANAGEMENT, BREDIN INVESTMENTS, CARDINAL WEALTH GROUP, CKL CAPITAL, COCCARELLI WEALTH MANAGEMENT, CODY FINANCIAL ADVISORS, CONFLUENCE WEALTH MANAGEMENT, COUNSEL FIDUCIARY, LLC, COVENANT INVESTMENTS, CREEKSIDE FINANCIAL GROUP, INC., CROWLEY WEALTH MANAGEMENT, DENALI WEALTH MANAGEMENT, EAGLE FINANCIAL, FEDERAL HILL WEALTH MANAGEMENT, FELLOWS, FELLOWS & BLAKE, FELLOWS FINANCIAL GROUP, FINANCIAL WELLNESS & STRATEGIES, FINPOINT WEALTH MANAGEMENT, FOCALPOINT WEALTH MANAGEMENT, GDI PRIVATE WEALTH ADVISORS, GRACE POINT PRIVATE WEALTH, GUNN FINANCIAL ASSOCIATES, IAM ADVISORY, INNOVATIVE FINANCIAL SOLUTIONS, INC., INTELLIGENT DIVERSIFIED FINANCIAL (I-D FINANCIAL), JA JOHNSON GROUP, JANET BARR CFS, JOPPA MILL ADVISORS LTD, KEMPNER WEALTH MANAGEMENT, KK FINANCIAL SOLUTIONS, KNIFFEN PORTFOLIO MANAGEMENT, KNIFFEN WEALTHCARE, LAMACCHIO FINANCIAL GROUP, LONG FINANCIAL GROUP, INC., LUMINOUS WEALTH, MCGUIRE FINANCIAL SOLUTIONS, MILESTONE FINANCIAL GROUP, MILLER FINANCIAL GROUP, MILLER-RICHARDS WEALTH MANAGEMENT, LLC, OWENBY JONES WEALTH MANAGEMENT LLC, PALUCK CAPITAL MANAGEMENT, PASCHANG & ASSOCIATES, LLC, PIER FINANCIAL GROUP, PRINCETON WEALTH PLANNING, PRUDENT WEALTHCARE, RUBIQ FINANCIAL, SANCUS WEALTH MANAGEMENT, LLC, SAVOIRE FINANCIAL, SECURE PLANNING GROUP LLC, SOLARIS FINANCIAL MANAGEMENT, LLC, SOLOFF WEALTH MANAGEMENT, SOMMERS FINANCIAL MANAGEMENT, SS&C WEALTH MANAGEMENT, TATTERSALL FINANCIAL SERVICES, TENURED WEALTH MANAGEMENT, TOMASH FINANCIAL, TP INVESTMENT ADVISORY SERVICES, VICTOR WEALTH MANAGEMENT, WATER STREET FINANCIAL, WEALTH MATTERS ADVISORS, WEALTHCARE LIVONIA, WEALTHCARE MANAGEMENT SERVICES, WEALTHCARE MID-ATLANTIC, WEALTHCARE NY, WEALTHCARE OF LEHIGH VALLEY, WEALTHCARE PARTNERS OF TENNESSEE, WEALTHSCORZ FINANCIAL GROUP, WEALTHY PROFITS, WILBORN ADVISORS, WINDBROOK SOLUTIONS, LLC, WISER WEALTHCARE, INC.

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2014 (12 years)

Employees

Total: 243. Performing investment advisory functions: 173.

Wrap fee program participation

Yes.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.LPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

25 other offices, as of the September 2026 filing

Alpharetta, GABerkeley Heights, NJBlue Bell, PACharlottesville, VACherry Hill, NJExton, PAHorsham, PAIndianola, IAKnoxville, TNLawrence, KSLeawood, KSLeesburg, VALynchburg, VAMarietta, GAMiddleton, DENeptune, NJNovi, MIPhoenix, AZScappoose, ORShreveport, LATopeka, KSWebster, NYWeston, FLWinchester, VAWinston-Salem, NC

States registered or notice-filed

49 states or jurisdictions

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SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

8 Reports 8 disclosure items on Form ADV Item 11. View on IAPD.

Questions answered yes on this filing

Regulatory matters Items 11.C to 11.G

• 11.C(2) Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
• 11.C(3) Has the SEC or the CFTC ever found that the firm or an advisory affiliate was a cause of an investment-related business having its authorization to do business denied, suspended, revoked, or restricted?
• 11.C(4) Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
• 11.C(5) Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?
• 11.D(2) Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
• 11.E(2) Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?
• 11.E(3) Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was the cause of an investment-related business having its authorization to do business denied, suspended, revoked, or restricted?
• 11.E(4) Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. What happened, and who was involved, is on the Disclosure Reporting Pages of the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $2,550,559,484 in the October 2021 data and $8,288,119,150 in the October 2026 data, up 225%.

Total employees: 171 in October 2021 and 243 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. September 2026
   • Added the business name Pier Financial Group.
2. August 2026
   • Added the business name Wealthcare of Lehigh Valley.
   • Added the business name Milestone Financial Group.
   • Added the business name IAM Advisory.
3. July 2026
   • Added the business name 103 Management.
4. June 2026
   • Added the business name Kniffen Wealthcare.
   • Added the business name Grace Point Private Wealth.
   • Added the business name Confluence Wealth Management.
   • Updated its list of owners and control persons (Schedule A).
5. May 2026
   • Added the business name Rubiq Financial.
   • Added the business name Atelier Private Wealth LLC.
6. April 2026
   • Employees performing advisory functions went from 154 to 173.
   • Regulatory assets under management went from $6,015,135,638 to $8,288,119,150 (+38%).
7. February 2026
   • Added the business name Tenured Wealth Management.
8. December 2025
   • Added the business name Crowley Wealth Management.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.