Vestgen Advisors, LLC

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

Asset-based fee: up to 2.5% of assets a year (the maximum the brochure states)

As stated in the firm's Form ADV Part 2A brochure dated March 31, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

$6,665,601,942 as of October 2026, filing dated September 11, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Pension consulting services
• Selection of other advisers (including private fund managers)

Also doing business as

VESTGEN, VESTGEN ADVISORS, VESTGEN CHICAGO, VESTGEN DOWNERS GROVE, VESTGEN EGG HARBOR, VESTGEN GLEN ELLYN, VESTGEN INVERNESS & DOWNERS GROVE, VESTGEN KANSAS CITY, VESTGEN KEY WEST, VESTGEN KIRKWOOD, VESTGEN NAPERVILLE, VESTGEN OAK BROOK, VESTGEN RETIREMENT SERVICES, VESTGEN SCHAUMBURG, VESTGEN SOUTH BARRINGTON, VESTGEN ST. CHARLES, VESTGEN WEALTH PARTNERS

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2022 (4 years)

Employees

Total: 165. Performing investment advisory functions: 58.

Wrap fee program participation

Yes.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.Fidelity Brokerage Services LLCPershing Advisors Solutions LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

12 other offices, as of the October 2026 filing

Chicago, ILDallas, TXDowners Grove, ILEgg Harbor Township, NJGlen Ellyn, ILKansas City, MOKirkwood, MONaperville, ILOak Brook, ILSchaumburg, ILSouth Barrington, ILSt. Charles, IL

States registered or notice-filed

40 states or jurisdictions

ALARAZCACOCTDCDEFLGAHIIAILINKSKYMAMEMIMNMOMTNCNENHNJNMNVNYOHOKORPASCTNTXVAVTWAWI

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $302,971,023 in the October 2022 data and $6,665,601,942 in the October 2026 data, up 2100%.

Total employees: 6 in October 2022 and 165 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. October 2026
   • Registered or notice-filed in ME, NE, VT.
2. September 2026
   • Registered or notice-filed in HI.
3. August 2026
   • Registered or notice-filed in MT.
   • Updated its list of owners and control persons (Schedule A).
4. June 2026
   • Updated its list of owners and control persons (Schedule A).
5. April 2026
   • No longer lists the business name Optimum Investment Advisors.
   • No longer lists the business name Vestgen Naples.
   • Added the business name Vestgen Retirement Services.
   • Added the business name Vestgen South Barrington.
   • Employees performing advisory functions went from 30 to 58.
   • Regulatory assets under management went from $3,470,310,102 to $6,665,601,942 (+92%).
   • Added an office in Chicago, IL.
   • Added an office in Oak Brook, IL.
6. February 2026
   • Added the business name Vestgen Key West.
   • Added the business name Vestgen Kirkwood.
   • Added the business name Vestgen Schaumburg.
   • Added the business name Vestgen ST. Charles.
   • Added an office in Kansas City, MO.
   • Added an office in Kirkwood, MO.
   • Added an office in Schaumburg, IL.
   • Added an office in St. Charles, IL.
   • Registered or notice-filed in AL, CT, DC, DE, KY, MA, NM, NV, OK, OR, VA, WA.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.