AdvisorCensus / Financial advisors / SMP Financial Planning, LLC
SMP Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2025, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated September 24, 2026.
Quick answers
From the filingHow is SMP Financial Planning, LLC compensated?
On its Form ADV (Item 5.E, October 2026), SMP Financial Planning, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).
How much does SMP Financial Planning, LLC charge?
Its Form ADV Part 2A brochure dated November 1, 2025 states: Hourly rate: $150 to $500 an hour (financial planning services); Flat fee: $1,000 to $10,000 (longer-term consulting projects). Fees can differ by service and may be negotiable; the brochure is the complete statement.
Is SMP Financial Planning, LLC registered with the SEC or a state?
SMP Financial Planning, LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 315300.
How much does SMP Financial Planning, LLC manage?
SMP Financial Planning, LLC reports $78,289,709 in regulatory assets under management in its Form ADV filing dated September 24, 2026 (99% discretionary).
What types of clients does SMP Financial Planning, LLC serve?
By number of clients on Form ADV Item 5.D: high net worth individuals (38); individuals (other than high net worth individuals) (6); pension and profit sharing plans (but not the plan participants or government pension plans) (1).
Which custodians does SMP Financial Planning, LLC use?
SMP Financial Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and TIAA-CREF Individual & Institutional Services, LLC as custodians holding 10% or more of its separately managed account assets.
Does SMP Financial Planning, LLC report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/315300
Does SMP Financial Planning, LLC state an account minimum?
Its Form ADV Part 2A brochure dated November 1, 2025 says: "SMP generally does not impose a minimum relationship size."
What changed in SMP Financial Planning, LLC's recent Form ADV filings?
In the October 2026 filing data: Regulatory assets under management went from $64,387,095 to $78,289,709 (+22%).
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AThe brochure lists different fees for different services or strategies; see the brochure for them.
Account minimum: None
The brochure's wording
SMP generally does not impose a minimum relationship size.
Hourly rate: $150 to $500 an hour (financial planning services)
The brochure's wording
Hourly fees range from $150 to $500 per hour, depending upon what is negotiated between SMP and the Client.
Flat fee: $1,000 to $10,000 (longer-term consulting projects)
The brochure's wording
Fixed fees for longer-term consulting projects range from $1,000 to $10,000 per project, and are calculated based on an hourly rate multiplied by the estimated time of project completion.
As stated in the firm's Form ADV Part 2A brochure dated November 1, 2025. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$78,289,709 as of October 2026, filing dated September 24, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
Registration and firm details
Items 1, 2, 5- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2025 (0 years)
- Employees
- Total: 2. Performing investment advisory functions: 2.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
-
4 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Changes in the filing
Last 12 months- October 2026
- Regulatory assets under management went from $64,387,095 to $78,289,709 (+22%).
- January 2026
- Newly registered with the SEC.
- December 2025
- Updated its list of owners and control persons (Schedule A).
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. SMP Financial Planning, LLC (CRD 315300): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/smp-financial-planning-llc-315300