Sand Creek Capital, LLC

• A percentage of assets under your management
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

The brochure lists different fees for different services or strategies. See the firm's brochure (dated July 6, 2026) for its fees and any account minimum, on the SEC's IAPD site.

$471,166,740 as of October 2026, filing dated July 30, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Pension consulting services
• Educational seminars/workshops

Also doing business as

CENTENNIAL WEALTH MANAGEMENT, CORDINGLEY & PARKINSON WEALTH MANAGEMENT

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2023 (3 years)

Employees

Total: 10. Performing investment advisory functions: 10.

Wrap fee program participation

No.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.Fidelity Brokerage Services LLCLPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

5 other offices, as of the August 2026 filing

Albany, GABozeman, MTHelena, MTIdaho Falls, IDRexburg, ID

States registered or notice-filed

9 states or jurisdictions

CAGAIDLAMTNHTXUTWA

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $115,787,878 in the October 2023 data and $471,166,740 in the October 2026 data, up 307%.

Total employees: 3 in October 2023 and 10 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. August 2026
   • Employees performing advisory functions went from 8 to 10.
2. July 2026
   • Added an office in Bozeman, MT.
3. May 2026
   • Added the business name Centennial Wealth Management.
   • Employees performing advisory functions went from 5 to 8.
   • Regulatory assets under management went from $229,816,227 to $471,166,740 (+105%).
   • Added an office in Albany, GA.
   • Added an office in Helena, MT.
   • Added an office in Idaho Falls, ID.
   • Added an office in Rexburg, ID.
   • Registered or notice-filed in CA, GA, LA, MT, NH, WA.
   • Updated its list of owners and control persons (Schedule A).
4. March 2026
   • Regulatory assets under management went from $193,032,805 to $229,816,227 (+19%).
5. December 2025
   • Employees performing advisory functions went from 2 to 5.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.