Regal Investment Advisors LLC

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)
• Other

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

The brochure lists different fees for different services or strategies. See the firm's brochure (dated April 15, 2026) for its fees and any account minimum, on the SEC's IAPD site.

$2,877,296,720 as of October 2026, filing dated May 18, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Portfolio management for businesses (other than small businesses) or institutional clients
• Pension consulting services
• Selection of other advisers (including private fund managers)
• Educational seminars/workshops

Also doing business as

AARON & ASSOCIATES, LLC, ADAMS & MCREYNOLDS, LLP, B&B ADVISOR GROUP, BACE FINANCIAL, BAILLEY GROUP WEALTH MANAGEMENT, BARRON FINANCIAL GROUP, LLC, BETTRLIFE FINANCIAL SERVICES, BRICK WEALTH MANAGEMENT, CANBY GROVE CAPITAL, CIRRUS RETIREMENT SOLUTIONS, CLEARVIEW WEALTH MANAGEMENT, COLD CREEK CAPITAL, CORNERSTONE WEALTH ASSOCIATES, LLC, CORY THOMPSON & ASSOCIATES, COVENANT WEALTH ADVISORS, EAGLE WEALTH CONSULTING, LLC, EFG PLANNING, EVERGREEN WEALTH MANAGEMENT, LLC, FISCHER WEALTH MANAGEMENT, FLYNN PLANNING GROUP, FOREST FINANCIAL PLANNING GROUP, LLC, FORTRESS MEGA, LLC, HOLLAR FINANCIAL GROUP, HORIZON ADVISORS, JONES WEALTH MANAGEMENT, KUHNDILLONUMBAUGH LLC, LEGACIES TODAY, LENSAK FINANCIAL, LIONSHARE, MERCADO FINANCIAL GROUP, MICHAEL W. MORRISON, C.F.P, MUSGRAVE FINANCIAL SOLUTIONS, OWENS FINANCIAL GROUP, LLC, PETERSON FINANCIAL STRATEGIES LLC, REGAL CHARITABLE, LLC, REGAL FINANCIAL GROUP, RIVERBANK WEALTH MANAGEMENT, SALUS FINANCIAL GROUP, SIMON FINANCIAL SERVICES, STEVEN MICHAEL FINANCIAL GROUP, SUMMIT FINANCIAL GROUP, THE BURTON GROUP, LLC, THE CUNNINGHAM GROUP, THE INVESTMENT CENTER OF ERIE, THIRD WAVE FINANCIAL, TITANIUM WEALTH ADVISORS, LLC, TORIMAX FINANCIAL GROUP, INC., TRIDENT WEALTH PARTNERS, TURSI WEALTH MANAGEMENT, VIP FINANCIAL, WARBER WEALTH MANAGEMENT, WEALTH MANAGERS, LLC

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2010 (15 years)

Employees

Total: 131. Performing investment advisory functions: 118.

Wrap fee program participation

Yes.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.Fidelity Distributors Company LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

22 other offices, as of the June 2026 filing

Audubon, NJCanyon Lake, CAColumbia, SCDanville, VADenver, COErie, PAEstero, FLGrand Rapids, MIGreenville, SCHickory, NCLafayette, INMonroe, LAMonroe, MIMorristown, NJOviedo, FLPeabody, MAPewaukee, WIPlymouth, INSan Dimas, CASilver Spring, MDSudbury, MAWesley Chapel, FL

States registered or notice-filed

50 states or jurisdictions

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SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

5 Reports 5 disclosure items on Form ADV Item 11. View on IAPD.

Questions answered yes on this filing

Regulatory matters Items 11.C to 11.G

• 11.C(2) Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
• 11.C(4) Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
• 11.C(5) Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?
• 11.D(2) Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?
• 11.D(4) In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. What happened, and who was involved, is on the Disclosure Reporting Pages of the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $1,936,640,285 in the October 2021 data and $2,877,296,720 in the October 2026 data, up 49%.

Total employees: 134 in October 2021 and 131 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. June 2026
   • Changed its office addresses in Erie, PA.
2. May 2026
   • No longer lists the business name Cornerstone Financial Services Group.
   • Added the business name Cornerstone Wealth Associates, LLC.
3. April 2026
   • Regulatory assets under management went from $2,447,941,075 to $2,877,296,720 (+18%).
   • Employees performing advisory functions went from 110 to 118.
   • Item 11 disclosure answers changed: 5 yes answers, previously 4 (now yes: 11.D(2)).
   • Added the business name EFG Planning.
   • Added the business name VIP Financial.
   • Added the business name Bace Financial.
   • Added the business name Legacies Today.
   • Added the business name Horizon Advisors.
   • Added the business name Lensak Financial.
   • Added the business name B&B Advisor Group.
   • Added the business name Cold Creek Capital.
   • Added the business name Fortress Mega, LLC.
   • Added the business name Canby Grove Capital.
   • Added the business name Flynn Planning Group.
   • Added the business name The Cunningham Group.
   • Added the business name Third Wave Financial.
   • Added the business name Wealth Managers, LLC.
   • Added the business name Kuhndillonumbaugh LLC.
   • Added the business name Salus Financial Group.
   • Added the business name The Burton Group, LLC.
   • Added the business name Hollar Financial Group.
   • Added the business name Summit Financial Group.
   • Added the business name Aaron & Associates, LLC.
   • Added the business name Adams & McReynolds, LLP.
   • Added the business name Brick Wealth Management.
   • Added the business name Jones Wealth Management.
   • Added the business name Mercado Financial Group.
   • Added the business name Trident Wealth Partners.
   • Added the business name Tursi Wealth Management.
   • Added the business name Covenant Wealth Advisors.
   • Added the business name Simon Financial Services.
   • Added the business name Warber Wealth Management.
   • Added the business name Fischer Wealth Management.
   • Added the business name Cory Thompson & Associates.
   • Added the business name Michael W. Morrison, C.F.P.
   • Added the business name Owens Financial Group, LLC.
   • Added the business name Barron Financial Group, LLC.
   • Added the business name Cirrus Retirement Solutions.
   • Added the business name Clearview Wealth Management.
   • Added the business name Riverbank Wealth Management.
   • Added the business name Bettrlife Financial Services.
   • Added the business name Eagle Wealth Consulting, LLC.
   • Added the business name Musgrave Financial Solutions.
   • Added the business name The Investment Center of Erie.
   • Added the business name Titanium Wealth Advisors, LLC.
   • Added the business name Torimax Financial Group, Inc..
   • Added the business name Steven Michael Financial Group.
   • Added the business name Bailley Group Wealth Management.
   • Added the business name Evergreen Wealth Management, LLC.
   • Added the business name Peterson Financial Strategies LLC.
   • Added the business name Cornerstone Financial Services Group.
   • Added the business name Forest Financial Planning Group, LLC.
   • Changed its office addresses in Columbia, SC.
   • Added an office in Denver, CO.
   • Added an office in Estero, FL.
   • Added an office in Greenville, SC.
   • Added an office in Oviedo, FL.
   • Added an office in Peabody, MA.
   • Added an office in Sudbury, MA.
   • Added an office in Wesley Chapel, FL.
   • No longer lists an office in Atlanta, GA.
   • No longer lists an office in Bloomington, MN.
   • No longer lists an office in Freeport, IL.
   • No longer lists an office in Rockford, IL.
   • No longer lists an office in Rogers City, MI.
   • No longer lists an office in Troy, MI.
   • Updated its list of owners and control persons (Schedule A).

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.