AdvisorCensus / Financial advisors / Florida / Miami / Red Reef Advisors LLC
Red Reef Advisors LLC is an SEC-registered investment advisory firm in Boca Raton, FL, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated July 16, 2026.
Quick answers
From the filingHow is Red Reef Advisors LLC compensated?
On its Form ADV (Item 5.E, October 2026), Red Reef Advisors LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).
How much does Red Reef Advisors LLC charge?
Its Form ADV Part 2A brochure dated March 26, 2026 states: Flat fee: $1,500 to $50,000 a year (Consulting services); Flat fee: $1,500 to $15,000 (one-time, customized financial plan); Hourly rate: $150 to $500 an hour. Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Red Reef Advisors LLC located?
Red Reef Advisors LLC's principal office is in Boca Raton, FL, according to its Form ADV; the August 2026 filing also lists 1 other office (Schedule D, Section 1.F).
Is Red Reef Advisors LLC registered with the SEC or a state?
Red Reef Advisors LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 174748.
How much does Red Reef Advisors LLC manage?
Red Reef Advisors LLC reports $134,974,430 in regulatory assets under management in its Form ADV filing dated July 16, 2026 (89% discretionary).
How have Red Reef Advisors LLC's assets and staff changed since 2025?
In the Form ADV data for Red Reef Advisors LLC: Regulatory assets under management: $125,493,916 in the October 2025 data and $134,974,430 in the October 2026 data, up 8%. Total employees: 3 in October 2025 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Red Reef Advisors LLC serve?
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (44); high net worth individuals (43); pension and profit sharing plans (but not the plan participants or government pension plans) (2).
Which custodians does Red Reef Advisors LLC use?
Red Reef Advisors LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.
Does Red Reef Advisors LLC report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/174748
What changed in Red Reef Advisors LLC's recent Form ADV filings?
In the April 2026 filing data: Registered or notice-filed in NY, PA.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AFlat fee: $1,500 to $50,000 a year (Consulting services)
The brochure's wording
At our discretion, we may enter into an engagement with a client to charge a fixed fee ranging between $1,500 and $50,000 annually, as opposed to an asset-based fee.
Flat fee: $1,500 to $15,000 (one-time, customized financial plan)
The brochure's wording
However, fees are generally charged on a fixed fee basis ranging between $1,500 and $15,000 depending on the breadth of services provided, the complexity of the client’s situation, and the advisory representative providing services to the client.
Hourly rate: $150 to $500 an hour
The brochure's wording
In addition, Red Reef Advisors may negotiate hourly fee s for these services is between $ 150 and $500 per hour.
As stated in the firm's Form ADV Part 2A brochure dated March 26, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$134,974,430 as of October 2026, filing dated July 16, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
Registration and firm details
Items 1, 2, 5- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2025 (1 year)
- Employees
- Total: 3. Performing investment advisory functions: 3.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- Other offices (Schedule D, Section 1.F)
-
1 other office, as of the August 2026 filing
- States registered or notice-filed
-
4 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $134,974,430 | 3 | July 16, 2026 |
| October 2025 | $125,493,916 | 3 | June 17, 2025 |
Regulatory assets under management: $125,493,916 in the October 2025 data and $134,974,430 in the October 2026 data, up 8%.
Total employees: 3 in October 2025 and 3 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- April 2026
- Registered or notice-filed in NY, PA.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Red Reef Advisors LLC (CRD 174748): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/red-reef-advisors-llc-boca-raton-fl-174748