Perennial Financial Services

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

The brochure lists different fees for different services or strategies. See the firm's brochure (dated March 31, 2026) for its fees and any account minimum, on the SEC's IAPD site.

$2,498,681,329 as of October 2026, filing dated August 13, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Portfolio management for businesses (other than small businesses) or institutional clients
• Pension consulting services
• Selection of other advisers (including private fund managers)

Legal name

Perennial Investment Advisors, LLC

Also doing business as

ALDANA FINANCIAL, COBALT UNLIMITED, FORD FINANCIAL GROUP, HORG WEALTH MANAGEMENT, MCCREADY FINANCIAL GROUP, INC, PERENNIAL FINANCIAL SERVICES, ROSE GREENE FINANCIAL SERVICES, SHAEFFER PRIVATE WEALTH MANAGEMENT, TANAKA WEALTH MANAGEMENT GROUP

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2017 (9 years)

Employees

Total: 71. Performing investment advisory functions: 39.

Wrap fee program participation

Yes.

Custodians (Schedule D, Section 5.K(3))

Fidelity Brokerage Services LLCLPL Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

12 other offices, as of the September 2026 filing

Arroyo Grande, CABoise, IDBrooklyn, NYCypress, CAEden Prairie, MNFountain Valley, CAFresno, CAGlendale, CALos Alamitos, CAPhiladelphia, PASanta Monica, CASouth Pasadena, CA

States registered or notice-filed

33 states or jurisdictions

AZCACOFLGAHIIDILMAMIMNMOMTNCNDNENHNJNMNVNYOHOKORPASCSDTNTXUTVAWAWI

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $518,414,699 in the October 2021 data and $2,498,681,329 in the October 2026 data, up 382%.

Total employees: 18 in October 2021 and 71 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. September 2026
   • Registered or notice-filed in MA.
2. April 2026
   • Employees performing advisory functions went from 42 to 39.
   • Regulatory assets under management went from $1,898,116,372 to $2,498,681,329 (+32%).
   • No longer lists an office in Canton, GA.
   • Updated its list of owners and control persons (Schedule A).

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.