AdvisorCensus / Financial advisors / California / Los Angeles / SST Benefits Consulting
SST Benefits Consulting
Filed as SST BENEFITS CONSULTING · Legal name SST Benefits Consulting & Insurance Services, LLC
SST Benefits Consulting is an SEC-registered investment advisory firm in Aliso Viejo, CA, registered since 2017, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 25, 2026.
Quick answers
From the filingHow is SST Benefits Consulting compensated?
On its Form ADV (Item 5.E, October 2026), SST Benefits Consulting reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).
Where is SST Benefits Consulting located?
SST Benefits Consulting's principal office is in Aliso Viejo, CA, according to its Form ADV.
Is SST Benefits Consulting registered with the SEC or a state?
SST Benefits Consulting is an SEC-registered investment advisory firm, registered since 2017. Status as filed: Approved. CRD 288129.
How much does SST Benefits Consulting manage?
SST Benefits Consulting reports $524,070,498 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (0% discretionary).
How have SST Benefits Consulting's assets and staff changed since 2021?
In the Form ADV data for SST Benefits Consulting: Regulatory assets under management: $5,236,371,654 in the October 2021 data and $524,070,498 in the October 2026 data, down 90%. Total employees: 5 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does SST Benefits Consulting serve?
By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (5).
Does SST Benefits Consulting report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/288129
What changed in SST Benefits Consulting's recent Form ADV filings?
In the April 2026 filing data: Employees performing advisory functions went from 2 to 3. Regulatory assets under management went from $280,394,905 to $524,070,498 (+87%).
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- Hourly charges
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2ASee the firm's brochure (dated March 25, 2026) for its fees and any account minimum, on the SEC's IAPD site.
Regulatory assets under management
Item 5.F$524,070,498 as of October 2026, filing dated March 25, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Pension consulting services
Registration and firm details
Items 1, 2, 5- Legal name
- SST Benefits Consulting & Insurance Services, LLC
- Also doing business as
- WEALTHSPIRE RETIREMENT ADVISORY
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2017 (9 years)
- Employees
- Total: 3. Performing investment advisory functions: 3.
- Wrap fee program participation
- No.
- States registered or notice-filed
-
1 state or jurisdiction
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $524,070,498 | 3 | March 25, 2026 |
| October 2025 | $280,394,905 | 2 | March 27, 2025 |
| October 2024 | $1,918,601,861 | 3 | May 28, 2024 |
| October 2023 | $2,065,107,161 | 3 | March 29, 2023 |
| October 2022 | $2,459,202,883 | 5 | March 30, 2022 |
| October 2021 | $5,236,371,654 | 5 | March 31, 2021 |
Regulatory assets under management: $5,236,371,654 in the October 2021 data and $524,070,498 in the October 2026 data, down 90%.
Total employees: 5 in October 2021 and 3 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- April 2026
- Employees performing advisory functions went from 2 to 3.
- Regulatory assets under management went from $280,394,905 to $524,070,498 (+87%).
- February 2026
- Updated its list of owners and control persons (Schedule A).
- December 2025
- Added the business name Wealthspire Retirement Advisory.
- Changed its legal name from SST Benefits Consulting & Insurance Services, Inc. to SST Benefits Consulting & Insurance Services, LLC.
- Updated its list of owners and control persons (Schedule A).
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.INot reported.
Source: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. SST Benefits Consulting (CRD 288129): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/sst-benefits-consulting-aliso-viejo-ca-288129