AdvisorCensus / Financial advisors / Massachusetts / Barnstable Town / Pearson Financial Services
Pearson Financial Services
Filed as PEARSON FINANCIAL SERVICES · Legal name Pearson and Associates, LLC
Pearson Financial Services is an SEC-registered investment advisory firm in Dennis, MA, registered since 2026, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated August 17, 2026.
Quick answers
From the filingHow is Pearson Financial Services compensated?
On its Form ADV (Item 5.E, October 2026), Pearson Financial Services reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees); commissions.
Where is Pearson Financial Services located?
Pearson Financial Services' principal office is in Dennis, MA, according to its Form ADV; the September 2026 filing also lists 1 other office (Schedule D, Section 1.F).
Is Pearson Financial Services registered with the SEC or a state?
Pearson Financial Services is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 130143.
How much does Pearson Financial Services manage?
Pearson Financial Services reports $885,000,000 in regulatory assets under management in its Form ADV filing dated August 17, 2026 (100% discretionary).
What types of clients does Pearson Financial Services serve?
By number of clients on Form ADV Item 5.D: high net worth individuals (275); individuals (other than high net worth individuals) (225).
Which custodians does Pearson Financial Services use?
Pearson Financial Services' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.
Does Pearson Financial Services report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/130143
Does Pearson Financial Services state an account minimum?
Its Form ADV Part 2A brochure dated August 17, 2026 says: "The minimum account size to obtain asset allocation/portfolio management services is generally $100,000. Accounts below these minimums may be accepted on an individual basis at our discretion."
What changed in Pearson Financial Services' recent Form ADV filings?
In the September 2026 filing data: Newly registered with the SEC.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Fixed fees (other than subscription fees)
- Commissions
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AAccount minimum: $100,000 (the brochure says it may be waived or negotiated)
The brochure's wording
The minimum account size to obtain asset allocation/portfolio management services is generally $100,000. Accounts below these minimums may be accepted on an individual basis at our discretion.
Minimum annual fee: $1,000
The brochure's wording
Generally, the minimum total advisory fee, per household, is $1,000 per year.
As stated in the firm's Form ADV Part 2A brochure dated August 17, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$885,000,000 as of October 2026, filing dated August 17, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Portfolio management for individuals and/or small businesses
Registration and firm details
Items 1, 2, 5- Legal name
- Pearson and Associates, LLC
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2026 (0 years)
- Employees
- Total: 8. Performing investment advisory functions: 3.
- Wrap fee program participation
- Yes.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- Other offices (Schedule D, Section 1.F)
-
1 other office, as of the September 2026 filing
- States registered or notice-filed
-
14 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Changes in the filing
Last 12 months- September 2026
- Newly registered with the SEC.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Pearson Financial Services (CRD 130143): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/pearson-financial-services-dennis-ma-130143