Pbmares Wealth Management LLC

• Other

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

Asset-based fee: 0.35% to 1.5% a year (a range, as the brochure states it)

As stated in the firm's Form ADV Part 2A brochure dated March 4, 2025. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

Not reported.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

Not reported.

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Other

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2003 (22 years)

Employees

Total: 4. Performing investment advisory functions: 1.

Wrap fee program participation

No.

Other offices (Schedule D, Section 1.F)

11 other offices, as of the December 2025 filing

Fairfax, VAFredericksburg, VAHarrisonburg, VAMorehead City, NCNew Bern, NCNewport News, VANorfolk, VARichmond, VARockville, MDWarrenton, VAWilmington, NC

States registered or notice-filed

2 states or jurisdictions

COVA

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $741,618,536 in the October 2021 data and $1,302,024,713 in the October 2025 data, up 76%.

Total employees: 17 in October 2021 and 4 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. October 2026
   • Employees performing advisory functions went from 14 to 1.
   • No longer lists an office in Fairfax, VA.
   • No longer lists an office in Fredericksburg, VA.
   • No longer lists an office in Harrisonburg, VA.
   • No longer lists an office in Morehead City, NC.
   • No longer lists an office in New Bern, NC.
   • No longer lists an office in Newport News, VA.
   • No longer lists an office in Norfolk, VA.
   • No longer lists an office in Richmond, VA.
   • No longer lists an office in Rockville, MD.
   • No longer lists an office in Warrenton, VA.
   • No longer lists an office in Wilmington, NC.
   • Registered or notice-filed in VA.
   • Updated its list of owners and control persons (Schedule A).
2. January 2026
   • No longer registered or notice-filed in CA, DC, FL, GA, IL, MA, MD, NC, NH, NJ, NY, TX, VA, WV.
3. December 2025
   • Registered or notice-filed in CO.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.

Not reported.