Main Street Financial Solutions, LLC

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

See the firm's brochure (dated August 10, 2026) for its fees and any account minimum, on the SEC's IAPD site.

$2,508,000,000 as of October 2026, filing dated August 10, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Pension consulting services

Also doing business as

CLOVERLY WEALTH MANAGEMENT, COLLABORATIVE WEALTH ADVISORY, EXITFOUR WEALTH PARTNERS, GENCAPITAL ADVISORY PARTNERS, JJM FINANCIAL GROUP, JUNO WEALTH MANAGEMENT, MASS FINANCIAL MANAGEMENT, THIN BLUE LINE FINANCIAL, TWIN LIGHTS WEALTH MANAGEMENT

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2020 (6 years)

Employees

Total: 41. Performing investment advisory functions: 35.

Wrap fee program participation

No.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

11 other offices, as of the September 2026 filing

Atlanta, GACherry Hill, NJConshohocken, PADoral, FLMalvern, PAManchester, MAMoorestown, NJNew York, NYOcean City, MDToms River, NJVerona, NJ

States registered or notice-filed

26 states or jurisdictions

ALARAZCACOCTDCDEFLGAIDILMAMDMINCNHNJNYPARISCTNTXVAWA

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

2 Reports 2 disclosure items on Form ADV Item 11. View on IAPD.

Questions answered yes on this filing

Regulatory matters Items 11.C to 11.G

• 11.C(4) Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
• 11.C(5) Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. What happened, and who was involved, is on the Disclosure Reporting Pages of the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $1,372,437,272 in the October 2021 data and $2,508,000,000 in the October 2026 data, up 83%.

Total employees: 27 in October 2021 and 41 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. April 2026
   • No longer lists the business name Livingworth Wealth Advisors.
   • No longer lists the business name Arsenal Capital Advisors.
   • No longer lists an office in Chevy Chase, MD.
   • No longer lists an office in Conshohocken, PA.
   • No longer lists an office in Greensboro, GA.
   • Updated its list of owners and control persons (Schedule A).
2. January 2026
   • Added the business name Twin Lights Wealth Management.
3. December 2025
   • Item 11 disclosure answers changed: 2 yes answers, previously 0 (now yes: 11.C(4), 11.C(5)).

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.