AdvisorCensus / Financial advisors / Colorado / Denver / Lord and Richards
Lord and Richards
Filed as LORD AND RICHARDS · Legal name Lord and Richards Wealth Management, LLC
Lord and Richards is an SEC-registered investment advisory firm in Highlands Ranch, CO, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 4, 2026.
Quick answers
From the filingHow is Lord and Richards compensated?
On its Form ADV (Item 5.E, October 2026), Lord and Richards reports these compensation arrangements: a percentage of assets under its management.
What does Lord and Richards' brochure say about its fees?
Its Form ADV Part 2A brochure dated March 2, 2026 states: Up to $1,000,000: 1.5% a year; $1,000,001 to $2,499,999: 1% a year; $2,500,000 to $4,999,999: 0.75% a year; Above $5,000,000: 0.5% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Lord and Richards located?
Lord and Richards' principal office is in Highlands Ranch, CO, according to its Form ADV; the October 2026 filing also lists 1 other office (Schedule D, Section 1.F).
Is Lord and Richards registered with the SEC or a state?
Lord and Richards is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 328907.
How much does Lord and Richards manage?
Lord and Richards reports $128,761,154 in regulatory assets under management in its Form ADV filing dated September 4, 2026 (100% discretionary).
How have Lord and Richards' assets and staff changed since 2024?
In the Form ADV data for Lord and Richards: Regulatory assets under management: $95,520,684 in the October 2024 data and $128,761,154 in the October 2026 data, up 35%. Total employees: 16 in October 2024 and 18 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Lord and Richards serve?
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,141); high net worth individuals (87).
Which custodians does Lord and Richards use?
Lord and Richards' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.
Does Lord and Richards report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/328907
Does Lord and Richards state an account minimum?
Its Form ADV Part 2A brochure dated March 2, 2026 says: "There is no account minimum for any of LRWM’s services."
What changed in Lord and Richards' recent Form ADV filings?
In the October 2026 filing data: Added an office in Broomfield, CO. No longer lists an office in Plano, TX.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2A| Assets | Annual rate |
|---|---|
| Up to $1,000,000 | 1.5% |
| $1,000,001 to $2,499,999 | 1% |
| $2,500,000 to $4,999,999 | 0.75% |
| Above $5,000,000 | 0.5% |
The brochure's wording
Up to $1,000,000 1.50% $1,000,001 - $2,499,999 1.00% $2,500,000 - $4,999,999 0.75% Above $5,000,000 0.50%
These fees are generally negotiable, and the final fee schedule will be memorialized in the client’s advisory agreement.
Account minimum: None
The brochure's wording
There is no account minimum for any of LRWM’s services.
As stated in the firm's Form ADV Part 2A brochure dated March 2, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$128,761,154 as of October 2026, filing dated September 4, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
Registration and firm details
Items 1, 2, 5- Legal name
- Lord and Richards Wealth Management, LLC
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2023 (2 years)
- Employees
- Total: 18. Performing investment advisory functions: 8.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- Other offices (Schedule D, Section 1.F)
-
1 other office, as of the October 2026 filing
- States registered or notice-filed
-
4 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $128,761,154 | 18 | September 4, 2026 |
| October 2025 | $104,479,729 | 16 | July 31, 2025 |
| October 2024 | $95,520,684 | 16 | July 29, 2024 |
Regulatory assets under management: $95,520,684 in the October 2024 data and $128,761,154 in the October 2026 data, up 35%.
Total employees: 16 in October 2024 and 18 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- October 2026
- Added an office in Broomfield, CO.
- No longer lists an office in Plano, TX.
- June 2026
- Updated its list of owners and control persons (Schedule A).
- April 2026
- Employees performing advisory functions went from 7 to 8.
- Regulatory assets under management went from $104,479,729 to $128,761,154 (+23%).
- Updated its list of owners and control persons (Schedule A).
- February 2026
- Employees performing advisory functions went from 6 to 7.
- January 2026
- Employees performing advisory functions went from 7 to 6.
- Updated its list of owners and control persons (Schedule A).
- December 2025
- Updated its list of owners and control persons (Schedule A).
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Lord and Richards (CRD 328907): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/lord-and-richards-highlands-ranch-co-328907