AdvisorCensus / Financial advisors / Inverlochy Capital, Inc.
Inverlochy Capital, Inc. is an SEC-registered investment advisory firm, registered since 2013, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated February 27, 2026.
Quick answers
From the filingHow is Inverlochy Capital, Inc. compensated?
On its Form ADV (Item 5.E, October 2026), Inverlochy Capital, Inc. reports these compensation arrangements: a percentage of assets under its management.
Is Inverlochy Capital, Inc. registered with the SEC or a state?
Inverlochy Capital, Inc. is an SEC-registered investment advisory firm, registered since 2013. Status as filed: Approved. CRD 132253.
How much does Inverlochy Capital, Inc. manage?
Inverlochy Capital, Inc. reports $44,409,919 in regulatory assets under management in its Form ADV filing dated February 27, 2026 (82% discretionary).
How have Inverlochy Capital, Inc.'s assets and staff changed since 2021?
In the Form ADV data for Inverlochy Capital, Inc.: Regulatory assets under management: $25,735,982 in the October 2021 data and $44,409,919 in the October 2026 data, up 73%. Total employees: 1 in October 2021 and 5 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Inverlochy Capital, Inc. serve?
By number of clients on Form ADV Item 5.D: high net worth individuals (17); individuals (other than high net worth individuals) (13); pension and profit sharing plans (but not the plan participants or government pension plans) (1).
Which custodians does Inverlochy Capital, Inc. use?
Inverlochy Capital, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.
Does Inverlochy Capital, Inc. report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/132253
Does Inverlochy Capital, Inc. state an account minimum?
Its Form ADV Part 2A brochure dated February 27, 2026 says: "Inverlochy Capital, Inc. generally requires a minimum of $250,000 of assets for Investment Advisory Service accounts; however, the minimum may be waived at the discretion of Inverlochy Capital, Inc."
What changed in Inverlochy Capital, Inc.'s recent Form ADV filings?
In the March 2026 filing data: Regulatory assets under management went from $36,922,036 to $44,409,919 (+20%).
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AAccount minimum: $250,000 (the brochure says it may be waived or negotiated)
The brochure's wording
Inverlochy Capital, Inc. generally requires a minimum of $250,000 of assets for Investment Advisory Service accounts; however, the minimum may be waived at the discretion of Inverlochy Capital, Inc.
As stated in the firm's Form ADV Part 2A brochure dated February 27, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$44,409,919 as of October 2026, filing dated February 27, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
Registration and firm details
Items 1, 2, 5- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2013 (13 years)
- Employees
- Total: 5. Performing investment advisory functions: 1.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- Other offices (Schedule D, Section 1.F)
-
1 other office, as of the March 2026 filing
- States registered or notice-filed
-
3 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $44,409,919 | 5 | February 27, 2026 |
| October 2025 | $36,922,036 | 5 | April 24, 2025 |
| October 2024 | $34,256,125 | 1 | February 23, 2024 |
| October 2023 | $24,811,589 | 1 | February 23, 2023 |
| October 2022 | $29,710,482 | 1 | February 23, 2022 |
| October 2021 | $25,735,982 | 1 | February 26, 2021 |
Regulatory assets under management: $25,735,982 in the October 2021 data and $44,409,919 in the October 2026 data, up 73%.
Total employees: 1 in October 2021 and 5 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- March 2026
- Regulatory assets under management went from $36,922,036 to $44,409,919 (+20%).
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Inverlochy Capital, Inc. (CRD 132253): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/inverlochy-capital-inc-132253