AdvisorCensus / Financial advisors / California / San Diego / Illumination Wealth Management
Illumination Wealth Management
Filed as ILLUMINATION WEALTH MANAGEMENT · Legal name Rinkey Investments
Illumination Wealth Management is an SEC-registered investment advisory firm in San Diego, CA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 19, 2026.
Quick answers
From the filingHow is Illumination Wealth Management compensated?
On its Form ADV (Item 5.E, October 2026), Illumination Wealth Management reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).
How much does Illumination Wealth Management charge?
Its Form ADV Part 2A brochure dated April 8, 2026 states: Flat fee: $500 to $1,500 (initial plan consulting); Flat fee: $500 a year (Ongoing fees). Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Illumination Wealth Management located?
Illumination Wealth Management's principal office is in San Diego, CA, according to its Form ADV.
Is Illumination Wealth Management registered with the SEC or a state?
Illumination Wealth Management is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 149576.
How much does Illumination Wealth Management manage?
Illumination Wealth Management reports $471,052,116 in regulatory assets under management in its Form ADV filing dated May 19, 2026 (98% discretionary).
How have Illumination Wealth Management's assets and staff changed since 2022?
In the Form ADV data for Illumination Wealth Management: Regulatory assets under management: $124,449,333 in the October 2022 data and $471,052,116 in the October 2026 data, up 279%. Total employees: 8 in October 2022 and 14 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Illumination Wealth Management serve?
By number of clients on Form ADV Item 5.D: high net worth individuals (137); individuals (other than high net worth individuals) (66); pension and profit sharing plans (but not the plan participants or government pension plans) (12).
Which custodians does Illumination Wealth Management use?
Illumination Wealth Management's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.
Does Illumination Wealth Management report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/149576
What changed in Illumination Wealth Management's recent Form ADV filings?
In the June 2026 filing data: Registered or notice-filed in VA.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AFlat fee: $500 to $1,500 (initial plan consulting)
The brochure's wording
We will be compensated for initial plan consulting on a fixed fee payment option of $500 - $1,500 and such fee will be negotiated on a case-by-case basis
Flat fee: $500 a year (Ongoing fees)
The brochure's wording
Ongoing fees will be compensated by an annual fixed fee with a $500 annual minimum paid quarterly in advance.
As stated in the firm's Form ADV Part 2A brochure dated April 8, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$471,052,116 as of October 2026, filing dated May 19, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Other
Registration and firm details
Items 1, 2, 5- Legal name
- Rinkey Investments
- Also doing business as
- ILLUMINATION WEALTH, ILLUMINATION WEALTH MANAGEMENT
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2021 (4 years)
- Employees
- Total: 14. Performing investment advisory functions: 9.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
-
14 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $471,052,116 | 14 | May 19, 2026 |
| October 2025 | $377,317,683 | 15 | March 17, 2025 |
| October 2024 | $307,090,824 | 14 | March 23, 2024 |
| October 2023 | $196,387,845 | 11 | August 17, 2023 |
| October 2022 | $124,449,333 | 8 | September 28, 2022 |
Regulatory assets under management: $124,449,333 in the October 2022 data and $471,052,116 in the October 2026 data, up 279%.
Total employees: 8 in October 2022 and 14 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- June 2026
- Registered or notice-filed in VA.
- April 2026
- Added the business name Illumination Wealth Management.
- Employees performing advisory functions went from 10 to 9.
- Regulatory assets under management went from $377,317,683 to $471,052,116 (+25%).
- January 2026
- No longer registered or notice-filed in TN.
- December 2025
- Registered or notice-filed in WI.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Illumination Wealth Management (CRD 149576): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/illumination-wealth-management-san-diego-ca-149576