AdvisorCensus / Financial advisors / Massachusetts / Boston / Harbor Advisory Corporation
Harbor Advisory Corporation is an SEC-registered investment advisory firm in Portsmouth, NH, registered since 1972, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 14, 2026.
Quick answers
From the filingHow is Harbor Advisory Corporation compensated?
On its Form ADV (Item 5.E, October 2026), Harbor Advisory Corporation reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).
What does Harbor Advisory Corporation's brochure say about its fees?
Its Form ADV Part 2A brochure dated May 14, 2026 states: Up to $1,000,000: 1.1% a year; $1,000,000 to $5,000,000: 0.7% a year; $5,000,000 to $10,000,000: 0.6% a year; $10,000,000 to $20,000,000: 0.5% a year; Above $20,000,000: see the brochure. Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Harbor Advisory Corporation located?
Harbor Advisory Corporation's principal office is in Portsmouth, NH, according to its Form ADV.
Is Harbor Advisory Corporation registered with the SEC or a state?
Harbor Advisory Corporation is an SEC-registered investment advisory firm, registered since 1972. Status as filed: Approved. CRD 105151.
How much does Harbor Advisory Corporation manage?
Harbor Advisory Corporation reports $480,921,774 in regulatory assets under management in its Form ADV filing dated May 14, 2026 (100% discretionary).
How have Harbor Advisory Corporation's assets and staff changed since 2021?
In the Form ADV data for Harbor Advisory Corporation: Regulatory assets under management: $263,777,003 in the October 2021 data and $480,921,774 in the October 2026 data, up 82%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Harbor Advisory Corporation serve?
By number of clients on Form ADV Item 5.D: high net worth individuals (99); individuals (other than high net worth individuals) (45).
Which custodians does Harbor Advisory Corporation use?
Harbor Advisory Corporation's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Pershing Advisor Solutions LLC as custodians holding 10% or more of its separately managed account assets.
Does Harbor Advisory Corporation report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/105151
What changed in Harbor Advisory Corporation's recent Form ADV filings?
In the January 2026 filing data: No longer registered or notice-filed in IL.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2A| Assets | Annual rate |
|---|---|
| Up to $1,000,000 | 1.1% |
| $1,000,000 to $5,000,000 | 0.7% |
| $5,000,000 to $10,000,000 | 0.6% |
| $10,000,000 to $20,000,000 | 0.5% |
| Above $20,000,000 | See the brochure |
The brochure's wording
ANNUAL FEE SCHEDULE BASED ON ASSETS UNDER MANAGEMENT: Asset Value Annual Fee First $1,000,000 1.10% Plus $1,000,000 to $5,000,000 0.70% Plus $5,000,000 to $10,000,000 0.60% Plus $10,000,000 to $20,000,000 0.50%
Minimum annual fee: $20,000
The brochure's wording
Harbor charges a minimum annual fee of $20,000. However, this minimum annual investment management fee may be waived at Harbor’s discretion in certain circumstances.
As stated in the firm's Form ADV Part 2A brochure dated May 14, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$480,921,774 as of October 2026, filing dated May 14, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Selection of other advisers (including private fund managers)
- Publication of periodicals or newsletters
- Educational seminars/workshops
Registration and firm details
Items 1, 2, 5- Also doing business as
- HARBOR ADVISORY
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 1972 (53 years)
- Employees
- Total: 3. Performing investment advisory functions: 3.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
-
7 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $480,921,774 | 3 | May 14, 2026 |
| October 2025 | $443,927,992 | 3 | June 9, 2025 |
| October 2024 | $402,797,488 | 3 | May 31, 2024 |
| October 2023 | $359,737,957 | 3 | March 30, 2023 |
| October 2022 | $391,747,800 | 3 | June 13, 2022 |
| October 2021 | $263,777,003 | 3 | March 31, 2021 |
Regulatory assets under management: $263,777,003 in the October 2021 data and $480,921,774 in the October 2026 data, up 82%.
Total employees: 3 in October 2021 and 3 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- January 2026
- No longer registered or notice-filed in IL.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Harbor Advisory Corporation (CRD 105151): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/harbor-advisory-corporation-portsmouth-nh-105151