Golden Reserve Retirement, LLC

• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

See the firm's brochure (dated March 10, 2026) for its fees and any account minimum, on the SEC's IAPD site.

$544,286,481 as of October 2026, filing dated March 10, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Selection of other advisers (including private fund managers)
• Publication of periodicals or newsletters
• Educational seminars/workshops

Also doing business as

GOLDEN RESERVE

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2021 (5 years)

Employees

Total: 45. Performing investment advisory functions: 22.

Wrap fee program participation

No.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

24 other offices, as of the April 2026 filing

Akron, OHCanonsburg, PACanton, OHCaramel, INCincinnati, OHDayton, OHDublin, OHFindlay, OHFishers, INFort Wright, KYGahanna, OHGrove City, OHHamilton, OHIndependence, OHMaumee, OHNovi, MIPepper Pike, OHPittsburgh, PAPlymouth, MISheffield Village, OHSterling Heights, MITipp City, OHTroy, MIWexford, PA

States registered or notice-filed

29 states or jurisdictions

ALAZCADCFLGAIAIDILINKSKYMEMIMONCNENHNJOHOKORPASCTNTXVAWVWY

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $128,136,044 in the October 2021 data and $544,286,481 in the October 2026 data, up 325%.

Total employees: 16 in October 2021 and 45 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. April 2026
   • Employees performing advisory functions went from 17 to 22.
   • Regulatory assets under management went from $310,932,597 to $544,286,481 (+75%).
   • Changed its office addresses in Cincinnati, OH.
   • Changed its office addresses in Novi, MI.
   • Changed its office addresses in Plymouth, MI.
   • Added an office in Fishers, IN.
   • Added an office in Sterling Heights, MI.
   • No longer lists an office in Austin, TX.
   • No longer lists an office in Bellefontaine, OH.
   • No longer lists an office in Blue Ash, OH.
   • No longer lists an office in Brentwood, TN.
   • No longer lists an office in Bridgeville, PA.
   • No longer lists an office in Brownsburg, IN.
   • No longer lists an office in Carmel, IN.
   • No longer lists an office in Charlotte, NC.
   • No longer lists an office in Chesapeake, VA.
   • No longer lists an office in Indianapolis, IN.
   • No longer lists an office in Kansas City, MO.
   • No longer lists an office in Knoxville, TN.
   • No longer lists an office in Lancaster, OH.
   • No longer lists an office in Leawood, KS.
   • No longer lists an office in Lima, OH.
   • No longer lists an office in Lincoln, NE.
   • No longer lists an office in Mason, OH.
   • No longer lists an office in Milford, OH.
   • No longer lists an office in Newport News, VA.
   • No longer lists an office in Orlando, FL.
   • No longer lists an office in Penn Hills, PA.
   • No longer lists an office in Pittsburgh, PA.
   • No longer lists an office in Richmond, VA.
   • No longer lists an office in Scottsdale, AZ.
   • No longer lists an office in Tampa, FL.
   • No longer lists an office in Virginia Beach, VA.
   • No longer lists an office in Westerville, OH.
   • No longer lists an office in Winter Park, FL.
2. February 2026
   • Registered or notice-filed in DC.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.