AdvisorCensus / Financial advisors / Arizona / Phoenix / Financial Life Planners
Financial Life Planners
Filed as FINANCIAL LIFE PLANNERS · Legal name Financial Life Planners LLC
Financial Life Planners is an SEC-registered investment advisory firm in Tempe, AZ, registered since 2023, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.
Quick answers
From the filingHow is Financial Life Planners compensated?
On its Form ADV (Item 5.E, October 2026), Financial Life Planners reports these compensation arrangements: a percentage of assets under its management; hourly charges.
How much does Financial Life Planners charge?
Its Form ADV Part 2A brochure dated March 30, 2026 states: Up to $99,999.99: 1.5% a year; $100,000 to $249,999.99: 1.3% a year; $250,000 to $499,999.99: 1.2% a year; $500,000 to $1,999,999.99: 1% a year; Above $2,000,000: 0.75% a year; Hourly rate: $250 an hour (stand-alone financial planning services); Flat fee: $1,000 to $2,500 (stand-alone financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Financial Life Planners located?
Financial Life Planners' principal office is in Tempe, AZ, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F).
Is Financial Life Planners registered with the SEC or a state?
Financial Life Planners is an SEC-registered investment advisory firm, registered since 2023. Status as filed: Approved. CRD 129415.
How much does Financial Life Planners manage?
Financial Life Planners reports $208,356,675 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (100% discretionary).
How have Financial Life Planners' assets and staff changed since 2023?
In the Form ADV data for Financial Life Planners: Regulatory assets under management: $112,792,467 in the October 2023 data and $208,356,675 in the October 2026 data, up 85%. Total employees: 4 in October 2023 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Financial Life Planners serve?
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (229); high net worth individuals (69).
Which custodians does Financial Life Planners use?
Financial Life Planners' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Fidelity Brokerage Services LLC as a custodian holding 10% or more of its separately managed account assets.
Does Financial Life Planners report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/129415
Does Financial Life Planners state an account minimum?
Its Form ADV Part 2A brochure dated March 30, 2026 says: "Financial Life Planners does not have a mandatory minimum account size but usually onboards accounts with a minimum of $500,000."
What changed in Financial Life Planners' recent Form ADV filings?
In the April 2026 filing data: Regulatory assets under management went from $174,578,704 to $208,356,675 (+19%). Registered or notice-filed in WA.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Hourly charges
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2A| Assets | Annual rate |
|---|---|
| Up to $99,999.99 | 1.5% |
| $100,000 to $249,999.99 | 1.3% |
| $250,000 to $499,999.99 | 1.2% |
| $500,000 to $1,999,999.99 | 1% |
| Above $2,000,000 | 0.75% |
The brochure's wording
Our annualized fee schedule is: ASSETS UNDER MANAGEMENT MANAGEMENT FEE FIRST $99,999.99 1.5% $100,000 – $249,999.99 1.3% $250,000 – $499,999.99 1.2% $500,000 - $1,999,999.99 1% $2,000,000 + .75%
Account minimum: $500,000
The brochure's wording
Financial Life Planners does not have a mandatory minimum account size but usually onboards accounts with a minimum of $500,000.
Hourly rate: $250 an hour (stand-alone financial planning services)
The brochure's wording
These financial planning services will be charged a fee for service at an hourly rate of $250 or a one-time fee that ranges between $1,000 and $2,500.
Flat fee: $1,000 to $2,500 (stand-alone financial planning services)
The brochure's wording
These financial planning services will be charged a fee for service at an hourly rate of $250 or a one-time fee that ranges between $1,000 and $2,500.
As stated in the firm's Form ADV Part 2A brochure dated March 30, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$208,356,675 as of October 2026, filing dated March 30, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops
Registration and firm details
Items 1, 2, 5- Legal name
- Financial Life Planners LLC
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2023 (3 years)
- Employees
- Total: 7. Performing investment advisory functions: 3.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- Other offices (Schedule D, Section 1.F)
-
1 other office, as of the April 2026 filing
- States registered or notice-filed
-
8 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $208,356,675 | 7 | March 30, 2026 |
| October 2025 | $174,578,704 | 6 | July 29, 2025 |
| October 2024 | $133,000,000 | 5 | August 27, 2024 |
| October 2023 | $112,792,467 | 4 | March 31, 2023 |
Regulatory assets under management: $112,792,467 in the October 2023 data and $208,356,675 in the October 2026 data, up 85%.
Total employees: 4 in October 2023 and 7 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- April 2026
- Regulatory assets under management went from $174,578,704 to $208,356,675 (+19%).
- Registered or notice-filed in WA.
- December 2025
- Registered or notice-filed in NM, OR.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Financial Life Planners (CRD 129415): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/financial-life-planners-tempe-az-129415