Ethos Financial Group, LLC

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)
• Performance-based fees

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

Asset-based fee: 0.25% to 2.5% a year (a range, as the brochure states it)

Account minimum: $100,000 (the brochure says it may be waived or negotiated)

As stated in the firm's Form ADV Part 2A brochure dated July 7, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

$2,144,085,745 as of October 2026, filing dated August 12, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Portfolio management for businesses (other than small businesses) or institutional clients
• Pension consulting services
• Selection of other advisers (including private fund managers)

Also doing business as

ALPHA WHISKEY, CHAPWOOD INVESTMENTS, COHESION PARTNERS, ETHOS FAMILY OFFICE, FRONT STREET FINANCIAL, LIBERTY RIDGE, MARSINI ESTATE & WEALTH, MICHAEL MALONE INVESTMENT ADVISORY, PETERS WEALTH ADVISORS, PROTEA WEALTH MANAGEMENT, VERITY WEALTH ADVISORS

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2022 (4 years)

Employees

Total: 44. Performing investment advisory functions: 33.

Wrap fee program participation

No.

Custodians (Schedule D, Section 5.K(3))

Charles Schwab & Co., Inc.Citigroup Global Markets Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

9 other offices, as of the September 2026 filing

Baton Rouge, LACamp Hill, PACharleston, SCChester, MDClark, NJHarrisburg, PALancaster, PAMechanicsburg, PAPlano, TX

States registered or notice-filed

25 states or jurisdictions

ALAZCACOCTFLGAILLAMDMIMSNCNENHNJNMNYPASCTNTXUTVAWA

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $600,981,643 in the October 2022 data and $2,144,085,745 in the October 2026 data, up 257%.

Total employees: 16 in October 2022 and 44 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. September 2026
   • Added an office in Chester, MD.
2. August 2026
   • Added the business name Protea Wealth Management.
   • Added the business name Liberty Ridge.
   • Employees performing advisory functions went from 27 to 33.
   • Added an office in Mechanicsburg, PA.
3. April 2026
   • No longer lists the business name Stillwater Partners.
   • Employees performing advisory functions went from 29 to 27.
   • No longer lists an office in Austin, TX.
   • Registered or notice-filed in WA.
4. January 2026
   • Added the business name Stillwater Partners.
   • Added the business name Cohesion Partners.
   • Employees performing advisory functions went from 27 to 29.
   • Regulatory assets under management went from $1,576,974,645 to $2,061,300,878 (+31%).
   • Added an office in Charleston, SC.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.