AdvisorCensus / Financial advisors / Blue Bear Financial, LLC
Blue Bear Financial, LLC is an SEC-registered investment advisory firm, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated September 23, 2026.
Quick answers
From the filingHow is Blue Bear Financial, LLC compensated?
On its Form ADV (Item 5.E, October 2026), Blue Bear Financial, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.
How much does Blue Bear Financial, LLC charge?
Its Form ADV Part 2A brochure dated August 31, 2026 states: Asset-based fee: up to 1.65% of assets a year (the maximum the brochure states); Hourly rate: $500 an hour (Project-based financial planning engagements); Flat fee: $2,400 a quarter (Ongoing financial planning engagements in subsequent years). Fees can differ by service and may be negotiable; the brochure is the complete statement.
Is Blue Bear Financial, LLC registered with the SEC or a state?
Blue Bear Financial, LLC is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 331226.
How much does Blue Bear Financial, LLC manage?
Blue Bear Financial, LLC reports $147,365,028 in regulatory assets under management in its Form ADV filing dated September 23, 2026 (97% discretionary).
How have Blue Bear Financial, LLC's assets and staff changed since 2024?
In the Form ADV data for Blue Bear Financial, LLC: Regulatory assets under management: $0 in the October 2024 data and $147,365,028 in the October 2026 data. Total employees: 3 in October 2024 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Blue Bear Financial, LLC serve?
By number of clients on Form ADV Item 5.D: high net worth individuals (91); individuals (other than high net worth individuals) (72).
Which custodians does Blue Bear Financial, LLC use?
Blue Bear Financial, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.
Does Blue Bear Financial, LLC report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/331226
Does Blue Bear Financial, LLC state an account minimum?
Its Form ADV Part 2A brochure dated August 31, 2026 says: "Blue Bear generally requires a minimum relationship size of $500,000 to effectively implement its investment management services. This amount may be waived or reduced at the Advisor’s sole discretion."
What changed in Blue Bear Financial, LLC's recent Form ADV filings?
In the October 2026 filing data: Registered or notice-filed in CA, TX.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AAsset-based fee: up to 1.65% of assets a year (the maximum the brochure states)
The brochure's wording
Investment management fees range up to 1.65% annually based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Adviser.
Account minimum: $500,000 (the brochure says it may be waived or negotiated)
The brochure's wording
Blue Bear generally requires a minimum relationship size of $500,000 to effectively implement its investment management services. This amount may be waived or reduced at the Advisor’s sole discretion.
Hourly rate: $500 an hour (Project-based financial planning engagements)
The brochure's wording
Hourly fees range up to $500 per hour. Fixed fee engagements are based on the expected number of hours to complete the engagement at the Advisor’s hourly rate.
Flat fee: $2,400 a quarter (Ongoing financial planning engagements in subsequent years)
The brochure's wording
Ongoing financial planning engagements are generally charged a fixed fee ranging from $5,000 to $10,000 in the first year and a lower ongoing quarterly fee up to $2,400 in subsequent years.
As stated in the firm's Form ADV Part 2A brochure dated August 31, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$147,365,028 as of October 2026, filing dated September 23, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services
- Selection of other advisers (including private fund managers)
Registration and firm details
Items 1, 2, 5- Also doing business as
- BLUE BEAR PRIVATE WEALTH, CENTERPOINT FINANCIAL
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2025 (0 years)
- Employees
- Total: 6. Performing investment advisory functions: 3.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
-
6 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $147,365,028 | 6 | September 23, 2026 |
| October 2024 | $0 | 3 | August 19, 2024 |
Regulatory assets under management: $0 in the October 2024 data and $147,365,028 in the October 2026 data.
Total employees: 3 in October 2024 and 6 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- October 2026
- Registered or notice-filed in CA, TX.
- September 2026
- Added the business name Blue Bear Private Wealth.
- April 2026
- Added the business name Centerpoint Financial.
- Employees performing advisory functions went from 1 to 3.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Blue Bear Financial, LLC (CRD 331226): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/blue-bear-financial-llc-331226