Rossby Financial, LLC

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

Asset-based fee: up to 2.5% of assets a year (the maximum the brochure states)

Account minimum: None

Hourly rate: $100 to $1,000 an hour (financial planning and consulting services)

As stated in the firm's Form ADV Part 2A brochure dated April 6, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

$854,779,566 as of October 2026, filing dated July 31, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Portfolio management for businesses (other than small businesses) or institutional clients
• Selection of other advisers (including private fund managers)
• Educational seminars/workshops

Also doing business as

AP CAPITAL ADVISORY LLC, EVIE FINANCIAL, FINANCIAL STRATEGIES OF AMELIA, LIFE STRATEGIES FINANCIAL PARTNERS, LYON FINANCIAL SERVICES, MARSICO WEALTH MANAGEMENT, LLC, OAK STREAM INVESTMENT ADVISORS, OLEADA FINANCIAL, OSBORN WEALTH MANAGEMENT, PRAIRE OAK WEALTH, RANDOLPH MARTIN RETIREMENT GROUP, RED OAK ADVISORS, REYMAR WEALTH MANAGEMENT, ROSSBY WEALTH, LLC, SEQUENCE ASSET MANAGEMENT, THE ALAN R JOYCE COMPANY LLC, TOLER FINANCIAL GROUP, TRUCESS, WINDWARD FINANCIAL STRATEGIES

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2023 (3 years)

Employees

Total: 7. Performing investment advisory functions: 2.

Wrap fee program participation

Yes.

Other offices (Schedule D, Section 1.F)

17 other offices, as of the August 2026 filing

Anchorage, AKAugusta, GABrighton, INCarlsbad, CAColumbus, OHDurham, NCFernandia Beach, FLFriendswood, TXGrinnell, IAJacksonville, FLNew Berlin, WINew Orleans, LAOrleans, VTSilver Spring, MDUpper Marlboro, MDValencia, PAWoodlands, TX

States registered or notice-filed

35 states or jurisdictions

AKAZCACOCTDCDEFLGAIAIDILINLAMAMDMEMIMONCNHNJNMNYOHORPASCTNTXVAVTWAWIWV

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $0 in the October 2023 data and $854,779,566 in the October 2026 data.

Total employees: 2 in October 2023 and 7 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. August 2026
   • Added the business name Oak Stream Investment Advisors.
   • Added the business name Lyon Financial Services.
   • Added the business name AP Capital Advisory LLC.
   • Added an office in Durham, NC.
   • Added an office in Orleans, VT.
   • Registered or notice-filed in TN, VT.
2. June 2026
   • Regulatory assets under management went from $565,987,673 to $854,779,566 (+51%).
3. April 2026
   • Regulatory assets under management went from $358,627,117 to $565,987,673 (+58%).
   • Added the business name Praire Oak Wealth.
   • Added the business name Osborn Wealth Management.
   • Added the business name Sequence Asset Management.
   • Added the business name Windward Financial Strategies.
   • Added the business name Financial Strategies of Amelia.
   • Added an office in Anchorage, AK.
   • Added an office in Brighton, IN.
   • Added an office in Fernandia Beach, FL.
   • Added an office in Grinnell, IA.
   • Added an office in New Orleans, LA.
   • Added an office in Woodlands, TX.
   • No longer lists an office in Plantation, FL.
   • Updated its list of owners and control persons (Schedule A).
4. January 2026
   • Registered or notice-filed in AK, IA.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.

Not reported.