AdvisorCensus / Financial advisors / Minnesota / Retirement Planning and Management, Inc.

Retirement Planning and Management, Inc.

Registered in MinnesotaState-registered investment adviserCRD 115483

Filed as RETIREMENT PLANNING AND MANAGEMENT, INC.

Retirement Planning and Management, Inc. is a state-registered investment advisory firm, registered since 1998, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated August 4, 2026.

28 years

registered since 1998

$83,547,481

assets under management

3 arrangements

Percentage of assets, Hourly and more

None

disclosure items (Item 11)

Quick answers

From the filing

How is Retirement Planning and Management, Inc. compensated?

On its Form ADV (Item 5.E, October 2026), Retirement Planning and Management, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

Is Retirement Planning and Management, Inc. registered with the SEC or a state?

Retirement Planning and Management, Inc. is a state-registered investment advisory firm, registered since 1998. Status as filed: APPROVED. CRD 115483.

How much does Retirement Planning and Management, Inc. manage?

Retirement Planning and Management, Inc. reports $83,547,481 in regulatory assets under management in its Form ADV filing dated August 4, 2026 (0% discretionary).

What types of clients does Retirement Planning and Management, Inc. serve?

By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (31); high net worth individuals (30); pension and profit sharing plans (but not the plan participants or government pension plans) (12).

Does Retirement Planning and Management, Inc. report any disciplinary disclosures?

Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's public record on IAPD: https://adviserinfo.sec.gov/firm/summary/115483

From the Form ADV filing

Every figure below is as the firm filed it with regulators, as of October 2026.

How the firm is compensated

Item 5.E

A percentage of assets under your management
Hourly charges
Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

Regulatory assets under management

Item 5.F

$83,547,481

$83,547,481 as of October 2026, filing dated August 4, 2026.

Discretionary: $0.Non-discretionary: $83,547,481.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

Who the firm serves

Item 5.D

Individuals (other than high net worth individuals)

Clients 31 Assets $2,096,418 (3%)

High net worth individuals

Clients 30 Assets $39,572,028 (47%)

Banking or thrift institutions

Clients 0 Assets $0 (0%)

Investment companies

Clients 0 Assets $0 (0%)

Business development companies

Clients 0 Assets $0 (0%)

Pooled investment vehicles (other than investment companies and business development companies)

Clients 0 Assets $0 (0%)

Pension and profit sharing plans (but not the plan participants or government pension plans)

Clients 12 Assets $41,879,035 (50%)

Charitable organizations

Clients 0 Assets $0 (0%)

State or municipal government entities (including government pension plans)

Clients 0 Assets $0 (0%)

Other investment advisers

Clients 0 Assets $0 (0%)

Insurance companies

Clients 0 Assets $0 (0%)

Sovereign wealth funds and foreign official institutions

Clients 0 Assets $0 (0%)

Corporations or other businesses not listed above

Clients 0 Assets $0 (0%)

Other

Clients 0 Assets $0 (0%)

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

Advisory services

Item 5.G

Financial planning services
Portfolio management for individuals and/or small businesses
Portfolio management for businesses (other than small businesses) or institutional clients
Pension consulting services
Selection of other advisers (including private fund managers)

Registration and firm details

Items 1, 2, 5

Registration: State-registered investment adviser. Status as filed: APPROVED.
Registered since: 1998 (28 years)
Employees: Total: 1. Performing investment advisory functions: 1.
Wrap fee program participation: No.
States registered or notice-filed: 1 state or jurisdiction

MN

State-registered investment advisers are examined by their state securities regulator. SEC, state, and exempt registration

Disclosures

Item 11

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Changes in the filing

Last 12 months

No changes to these filed facts in the last 12 months of filing data.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.

Websites listed on Form ADV

Item 1.I

Not reported.

Source: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."

Cite this page

AdvisorCensus. Retirement Planning and Management, Inc. (CRD 115483): Form ADV filing data as of October 2026.
https://advisorcensus.com/firm/retirement-planning-and-management-inc-115483