AdvisorCensus / Financial advisors / Ohio / Cincinnati / Principled Wealth Advisors, LLC
Principled Wealth Advisors, LLC is an SEC-registered investment advisory firm in Covington, KY, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 22, 2026.
Quick answers
From the filingHow is Principled Wealth Advisors, LLC compensated?
On its Form ADV (Item 5.E, October 2026), Principled Wealth Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).
Where is Principled Wealth Advisors, LLC located?
Principled Wealth Advisors, LLC's principal office is in Covington, KY, according to its Form ADV.
Is Principled Wealth Advisors, LLC registered with the SEC or a state?
Principled Wealth Advisors, LLC is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 138143.
How much does Principled Wealth Advisors, LLC manage?
Principled Wealth Advisors, LLC reports $252,109,486 in regulatory assets under management in its Form ADV filing dated June 22, 2026 (98% discretionary).
What types of clients does Principled Wealth Advisors, LLC serve?
By number of clients on Form ADV Item 5.D: high net worth individuals (97); individuals (other than high net worth individuals) (53); corporations or other businesses not listed above (5).
Which custodians does Principled Wealth Advisors, LLC use?
Principled Wealth Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists SEI Private Trust Company as a custodian holding 10% or more of its separately managed account assets.
Does Principled Wealth Advisors, LLC report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/138143
Does Principled Wealth Advisors, LLC state an account minimum?
Its Form ADV Part 2A brochure dated May 4, 2026 says: "Our Firm typically requires a minimum account size of $250,000 for advisory accounts." "Our maximum annual advisory fee is 1.0%, and we have a minimum account size of $250,000."
What changed in Principled Wealth Advisors, LLC's recent Form ADV filings?
In the July 2026 filing data: Registered or notice-filed in LA, OH, PA, TX.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AThe brochure lists different fees for different services or strategies; see the brochure for them.
Account minimum: $250,000
The brochure's wording
Our Firm typically requires a minimum account size of $250,000 for advisory accounts.
Our maximum annual advisory fee is 1.0%, and we have a minimum account size of $250,000.
As stated in the firm's Form ADV Part 2A brochure dated May 4, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$252,109,486 as of October 2026, filing dated June 22, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)
Registration and firm details
Items 1, 2, 5- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2026 (0 years)
- Employees
- Total: 5. Performing investment advisory functions: 2.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
-
5 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Changes in the filing
Last 12 months- July 2026
- Registered or notice-filed in LA, OH, PA, TX.
- June 2026
- Newly registered with the SEC.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Principled Wealth Advisors, LLC (CRD 138143): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/principled-wealth-advisors-llc-covington-ky-138143