AdvisorCensus / Financial advisors / California / Sacramento / Planned Solutions, Inc.
Planned Solutions, Inc.
Filed as PLANNED SOLUTIONS, INC. · Legal name Planned Solutions Financial & Insurance Services, Inc.
Planned Solutions, Inc. is an SEC-registered investment advisory firm in Folsom, CA, registered since 1988, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated April 2, 2026.
Quick answers
From the filingHow is Planned Solutions, Inc. compensated?
On its Form ADV (Item 5.E, October 2026), Planned Solutions, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges.
Where is Planned Solutions, Inc. located?
Planned Solutions, Inc.'s principal office is in Folsom, CA, according to its Form ADV.
Is Planned Solutions, Inc. registered with the SEC or a state?
Planned Solutions, Inc. is an SEC-registered investment advisory firm, registered since 1988. Status as filed: Approved. CRD 105052.
How much does Planned Solutions, Inc. manage?
Planned Solutions, Inc. reports $670,996,783 in regulatory assets under management in its Form ADV filing dated April 2, 2026 (99% discretionary).
How have Planned Solutions, Inc.'s assets and staff changed since 2021?
In the Form ADV data for Planned Solutions, Inc.: Regulatory assets under management: $340,823,517 in the October 2021 data and $670,996,783 in the October 2026 data, up 97%. Total employees: 9 in October 2021 and 11 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Planned Solutions, Inc. serve?
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (597); high net worth individuals (230).
Does Planned Solutions, Inc. report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/105052
Does Planned Solutions, Inc. state an account minimum?
Its Form ADV Part 2A brochure dated March 10, 2026 says: "PSI will manage client assets for an annual fee based on a percentage of assets under management (suggested minimum account size is $100,000)."
What changed in Planned Solutions, Inc.'s recent Form ADV filings?
In the May 2026 filing data: Registered or notice-filed in CO.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Hourly charges
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AAccount minimum: $100,000
The brochure's wording
PSI will manage client assets for an annual fee based on a percentage of assets under management (suggested minimum account size is $100,000).
As stated in the firm's Form ADV Part 2A brochure dated March 10, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$670,996,783 as of October 2026, filing dated April 2, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
Registration and firm details
Items 1, 2, 5- Legal name
- Planned Solutions Financial & Insurance Services, Inc.
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 1988 (37 years)
- Employees
- Total: 11. Performing investment advisory functions: 6.
- Wrap fee program participation
- No.
- States registered or notice-filed
-
12 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $670,996,783 | 11 | April 2, 2026 |
| October 2025 | $540,020,062 | 10 | March 12, 2025 |
| October 2024 | $468,240,700 | 10 | March 26, 2024 |
| October 2023 | $398,484,903 | 10 | July 25, 2023 |
| October 2022 | $423,026,607 | 9 | February 23, 2022 |
| October 2021 | $340,823,517 | 9 | March 10, 2021 |
Regulatory assets under management: $340,823,517 in the October 2021 data and $670,996,783 in the October 2026 data, up 97%.
Total employees: 9 in October 2021 and 11 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- May 2026
- Registered or notice-filed in CO.
- April 2026
- Employees performing advisory functions went from 5 to 6.
- Regulatory assets under management went from $540,020,062 to $670,996,783 (+24%).
- January 2026
- No longer registered or notice-filed in CO.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Planned Solutions, Inc. (CRD 105052): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/planned-solutions-inc-folsom-ca-105052