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AdvisorCensus / Financial advisors / Massachusetts / Boston / Pinnacle Pension Consultants LLC

Pinnacle Pension Consultants LLC

Needham, MASEC-registered investment adviserCRD 133442

Filed as PINNACLE PENSION CONSULTANTS LLC

Pinnacle Pension Consultants LLC is an SEC-registered investment advisory firm in Needham, MA, registered since 2007, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 5, 2026.

19 years
registered since 2007
$2,169,070,234
assets under management
4 arrangements
Percentage of assets, Hourly and more
None
disclosure items (Item 11)

Quick answers

From the filing

How is Pinnacle Pension Consultants LLC compensated?

On its Form ADV (Item 5.E, October 2026), Pinnacle Pension Consultants LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

What does Pinnacle Pension Consultants LLC's brochure say about its fees?

Its Form ADV Part 2A brochure dated March 5, 2026 states: Asset-based fee: 0.05% to 1% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

Where is Pinnacle Pension Consultants LLC located?

Pinnacle Pension Consultants LLC's principal office is in Needham, MA, according to its Form ADV.

Is Pinnacle Pension Consultants LLC registered with the SEC or a state?

Pinnacle Pension Consultants LLC is an SEC-registered investment advisory firm, registered since 2007. Status as filed: Approved. CRD 133442.

How much does Pinnacle Pension Consultants LLC manage?

Pinnacle Pension Consultants LLC reports $2,169,070,234 in regulatory assets under management in its Form ADV filing dated March 5, 2026 (13% discretionary).

How have Pinnacle Pension Consultants LLC's assets and staff changed since 2021?

In the Form ADV data for Pinnacle Pension Consultants LLC: Regulatory assets under management: $1,284,500,000 in the October 2021 data and $2,169,070,234 in the October 2026 data, up 69%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

What types of clients does Pinnacle Pension Consultants LLC serve?

By number of clients on Form ADV Item 5.D: pension and profit sharing plans (but not the plan participants or government pension plans) (64); other (1).

Does Pinnacle Pension Consultants LLC report any disciplinary disclosures?

Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/133442

What changed in Pinnacle Pension Consultants LLC's recent Form ADV filings?

In the April 2026 filing data: Regulatory assets under management went from $1,519,390,565 to $2,169,070,234 (+43%). Updated its list of owners and control persons (Schedule A).

From the Form ADV filing

Every figure below is as the firm filed it with regulators, as of October 2026.

How the firm is compensated

Item 5.E
  • A percentage of assets under your management
  • Hourly charges
  • Fixed fees (other than subscription fees)
  • Other

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

Fees and minimums

Form ADV Part 2A

Asset-based fee: 0.05% to 1% a year (a range, as the brochure states it)

The brochure's wording
We charge an annual fee for Pension Consulting Services which ranges from 0.05% to 1.00% of plan assets depending on the services requested and the size of the plan.

As stated in the firm's Form ADV Part 2A brochure dated March 5, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

Regulatory assets under management

Item 5.F
$2,169,070,234

$2,169,070,234 as of October 2026, filing dated March 5, 2026.

Discretionary: $279,416,032.Non-discretionary: $1,889,654,202.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

Who the firm serves

Item 5.D
Pension and profit sharing plans (but not the plan participants or government pension plans)
Clients 64 Assets $2,159,320,234 (100%)
Other
Clients 1 Assets $9,750,000 (0%)

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

Advisory services

Item 5.G
  • Portfolio management for individuals and/or small businesses
  • Portfolio management for businesses (other than small businesses) or institutional clients
  • Pension consulting services
  • Selection of other advisers (including private fund managers)
  • Educational seminars/workshops
  • Other

Registration and firm details

Items 1, 2, 5
Registration
SEC-registered investment adviser. Status as filed: Approved.
Registered since
2007 (19 years)
Employees
Total: 3. Performing investment advisory functions: 3.
Wrap fee program participation
No.
States registered or notice-filed
3 states or jurisdictions
MANHTX

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

Disclosures

Item 11

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Assets and staff over time

Items 5.A, 5.F
$1.28B 2021 $1.38B 2022 $1.29B 2023 $1.54B 2024 $1.52B 2025 $2.17B 2026
Data periodAssets under managementEmployeesFiling dated
October 2026$2,169,070,2343March 5, 2026
October 2025$1,519,390,5653February 10, 2025
October 2024$1,539,423,2233February 5, 2024
October 2023$1,286,968,1923March 14, 2023
October 2022$1,379,750,1213March 3, 2022
October 2021$1,284,500,0003March 15, 2021

Regulatory assets under management: $1,284,500,000 in the October 2021 data and $2,169,070,234 in the October 2026 data, up 69%.

Total employees: 3 in October 2021 and 3 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

Changes in the filing

Last 12 months
  1. April 2026
    • Regulatory assets under management went from $1,519,390,565 to $2,169,070,234 (+43%).
    • Updated its list of owners and control persons (Schedule A).

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.

Websites listed on Form ADV

Item 1.I
pinnaclepensionconsultants.com

Source: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."

Cite this page

AdvisorCensus. Pinnacle Pension Consultants LLC (CRD 133442): Form ADV filing data as of October 2026.
https://advisorcensus.com/firm/pinnacle-pension-consultants-llc-needham-ma-133442