AdvisorCensus / Financial advisors / Florida / Cape Coral / Mutual Trust Advisory Group
Mutual Trust Advisory Group
Filed as MUTUAL TRUST ADVISORY GROUP · Legal name Mutual Trust Advisory Group, Inc.
Mutual Trust Advisory Group is an SEC-registered investment advisory firm in Estero, FL, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated February 11, 2026.
Quick answers
From the filingHow is Mutual Trust Advisory Group compensated?
On its Form ADV (Item 5.E, October 2026), Mutual Trust Advisory Group reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).
How much does Mutual Trust Advisory Group charge?
Its Form ADV Part 2A brochure dated February 11, 2026 states: Hourly rate: $350 an hour (Financial Planning Engagement); Flat fee: $12,500 (creation of the written financial plan). Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Mutual Trust Advisory Group located?
Mutual Trust Advisory Group's principal office is in Estero, FL, according to its Form ADV.
Is Mutual Trust Advisory Group registered with the SEC or a state?
Mutual Trust Advisory Group is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 277060.
How much does Mutual Trust Advisory Group manage?
Mutual Trust Advisory Group reports $165,776,178 in regulatory assets under management in its Form ADV filing dated February 11, 2026 (100% discretionary).
How have Mutual Trust Advisory Group's assets and staff changed since 2021?
In the Form ADV data for Mutual Trust Advisory Group: Regulatory assets under management: $110,237,974 in the October 2021 data and $165,776,178 in the October 2026 data, up 50%. Total employees: 3 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Mutual Trust Advisory Group serve?
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (126); high net worth individuals (50).
Which custodians does Mutual Trust Advisory Group use?
Mutual Trust Advisory Group's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James & Associates, Inc. as a custodian holding 10% or more of its separately managed account assets.
Does Mutual Trust Advisory Group report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/277060
Does Mutual Trust Advisory Group state an account minimum?
Its Form ADV Part 2A brochure dated February 11, 2026 says: "MTAG does not impose an account minimum on its Clients."
What changed in Mutual Trust Advisory Group's recent Form ADV filings?
In the March 2026 filing data: Regulatory assets under management went from $127,971,817 to $165,776,178 (+30%).
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AThe brochure lists different fees for different services or strategies; see the brochure for them.
Account minimum: None
The brochure's wording
MTAG does not impose an account minimum on its Clients.
Hourly rate: $350 an hour (Financial Planning Engagement)
The brochure's wording
MTAG charges a negotiable fixed fee that ranges from $25,000 to $350,000 or an hourly fee of up to $350/hour.
Flat fee: $12,500 (creation of the written financial plan)
The brochure's wording
At the inception of service, the Client pays us a fixed fee of up to $12,500 for the creation of the written financial plan.
As stated in the firm's Form ADV Part 2A brochure dated February 11, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$165,776,178 as of October 2026, filing dated February 11, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Portfolio management for individuals and/or small businesses
Registration and firm details
Items 1, 2, 5- Legal name
- Mutual Trust Advisory Group, Inc.
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2021 (5 years)
- Employees
- Total: 3. Performing investment advisory functions: 2.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
-
4 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $165,776,178 | 3 | February 11, 2026 |
| October 2025 | $127,971,817 | 2 | March 14, 2025 |
| October 2024 | $164,513,271 | 3 | February 8, 2024 |
| October 2023 | $123,908,780 | 3 | May 12, 2023 |
| October 2022 | $235,771,231 | 3 | June 7, 2022 |
| October 2021 | $110,237,974 | 3 | July 12, 2021 |
Regulatory assets under management: $110,237,974 in the October 2021 data and $165,776,178 in the October 2026 data, up 50%.
Total employees: 3 in October 2021 and 3 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- March 2026
- Regulatory assets under management went from $127,971,817 to $165,776,178 (+30%).
- February 2026
- Registered or notice-filed in SC.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Mutual Trust Advisory Group (CRD 277060): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/mutual-trust-advisory-group-estero-fl-277060