MMA Securities LLC

• Fixed fees (other than subscription fees)
• Commissions
• Other

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

See the firm's brochure (dated June 30, 2026) for its fees and any account minimum, on the SEC's IAPD site.

Not reported.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Pension consulting services
• Selection of other advisers (including private fund managers)
• Educational seminars/workshops
• Other

Also doing business as

COMPASS FINANCIAL PARTNERS, MMA RETIREMENT & WEALTH, PRECEPT ADVISORY GROUP LLC

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2015 (11 years)

Employees

Total: 211. Performing investment advisory functions: 164.

Wrap fee program participation

No.

Other offices (Schedule D, Section 1.F)

29 other offices, as of the July 2026 filing

Aliso Viejo, CAAlpharetta, GAAustin, TXBoston, MACharlotte, NCChicago, ILConshohocken, PADallas, TXDayton, OHFargo, NDGreensboro, NCLeawood, KSLexington, KYMcLean, VAMidland, TXMinneapolis, MNNew York, NYPalm Beach, FLPortland, MERaleigh, NCSaddle Brook, NJSan Diego, CASan Francisco, CASavannah, GASchaumburg, ILSt. Louis, MOTroy, MIVirginia Beach, VAWalnut Creek, CA

States registered or notice-filed

52 states or jurisdictions

AKALARAZCACOCTDCDEFLGAHIIAIDILINKSKYLAMAMDMEMIMNMOMSMTNCNDNENHNJNMNVNYOHOKORPAPRRISCSDTNTXUTVAVTWAWIWVWY

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

4 Reports 4 disclosure items on Form ADV Item 11. View on IAPD.

Questions answered yes on this filing

Regulatory matters Items 11.C to 11.G

• 11.D(1) Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate made a false statement or omission, or was dishonest, unfair, or unethical?
• 11.D(4) In the past ten years, has another federal regulator, a state regulator, or a foreign financial regulator entered an order against the firm or an advisory affiliate in connection with investment-related activity?
• 11.E(2) Has a self-regulatory organization or a commodities exchange ever found that the firm or an advisory affiliate was involved in a violation of its rules, other than a minor rule violation under a plan the SEC approved?
• 11.E(4) Has a self-regulatory organization or a commodities exchange ever disciplined the firm or an advisory affiliate by expelling or suspending it from membership, barring or suspending it from association with other members, or otherwise restricting its activities?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. What happened, and who was involved, is on the Disclosure Reporting Pages of the IAPD record. Reading a firm's disclosures

Total employees: 133 in October 2021 and 211 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. April 2026
   • Added the business name Precept Advisory Group LLC.
   • Employees performing advisory functions went from 110 to 164.
   • Changed its office addresses in Aliso Viejo, CA.
   • Changed its office addresses in Chicago, IL.
   • Changed its office addresses in Dallas, TX.
   • Changed its office addresses in Fargo, ND.
   • Changed its office addresses in Minneapolis, MN.
   • Changed its office addresses in Palm Beach, FL.
   • Changed its office addresses in Raleigh, NC.
   • Changed its office addresses in Virginia Beach, VA.
   • Added an office in Savannah, GA.
   • No longer lists an office in Hartford, CT.
2. December 2025
   • Registered or notice-filed in PR.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.