AdvisorCensus / Financial advisors / Texas / Dallas / Main Street Retirement Planning, LLC
Main Street Retirement Planning, LLC
Filed as MAIN STREET RETIREMENT PLANNING, LLC
Main Street Retirement Planning, LLC is an SEC-registered investment advisory firm in Coppell, TX, registered since 2021, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated March 2, 2026.
Quick answers
From the filingHow is Main Street Retirement Planning, LLC compensated?
On its Form ADV (Item 5.E, October 2026), Main Street Retirement Planning, LLC reports these compensation arrangements: a percentage of assets under its management.
How much does Main Street Retirement Planning, LLC charge?
Its Form ADV Part 2A brochure dated January 15, 2026 states: Asset-based fee: 1.25% of assets a year. Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is Main Street Retirement Planning, LLC located?
Main Street Retirement Planning, LLC's principal office is in Coppell, TX, according to its Form ADV.
Is Main Street Retirement Planning, LLC registered with the SEC or a state?
Main Street Retirement Planning, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 313051.
How much does Main Street Retirement Planning, LLC manage?
Main Street Retirement Planning, LLC reports $716,585,273 in regulatory assets under management in its Form ADV filing dated March 2, 2026 (100% discretionary).
How have Main Street Retirement Planning, LLC's assets and staff changed since 2022?
In the Form ADV data for Main Street Retirement Planning, LLC: Regulatory assets under management: $623,935,559 in the October 2022 data and $716,585,273 in the October 2026 data, up 15%. Total employees: 3 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.
What types of clients does Main Street Retirement Planning, LLC serve?
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (1,543); high net worth individuals (145).
Which custodians does Main Street Retirement Planning, LLC use?
Main Street Retirement Planning, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists SEI Private Trust as a custodian holding 10% or more of its separately managed account assets.
Does Main Street Retirement Planning, LLC report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/313051
What changed in Main Street Retirement Planning, LLC's recent Form ADV filings?
In the January 2026 filing data: No longer registered or notice-filed in AZ, IL.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AAsset-based fee: 1.25% of assets a year
The brochure's wording
We charge an annual fee based on the amount of your assets we manage, which is generally equal to 1.25% of the assets under management, including cash and cash equivalents.
As stated in the firm's Form ADV Part 2A brochure dated January 15, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$716,585,273 as of October 2026, filing dated March 2, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Portfolio management for individuals and/or small businesses
Registration and firm details
Items 1, 2, 5- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2021 (4 years)
- Employees
- Total: 3. Performing investment advisory functions: 3.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- States registered or notice-filed
-
15 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Assets and staff over time
Items 5.A, 5.F| Data period | Assets under management | Employees | Filing dated |
|---|---|---|---|
| October 2026 | $716,585,273 | 3 | March 2, 2026 |
| October 2025 | $694,603,429 | 3 | February 5, 2025 |
| October 2024 | $613,041,095 | 3 | August 1, 2024 |
| October 2023 | $582,068,438 | 3 | February 15, 2023 |
| October 2022 | $623,935,559 | 3 | June 23, 2022 |
Regulatory assets under management: $623,935,559 in the October 2022 data and $716,585,273 in the October 2026 data, up 15%.
Total employees: 3 in October 2022 and 3 in October 2026.
As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.
Changes in the filing
Last 12 months- January 2026
- No longer registered or notice-filed in AZ, IL.
- December 2025
- Registered or notice-filed in AL.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Main Street Retirement Planning, LLC (CRD 313051): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/main-street-retirement-planning-llc-coppell-tx-313051