Kinetic Investment Management, Inc.

• A percentage of assets under your management
• Hourly charges
• Fixed fees (other than subscription fees)

Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ

Account minimum: None

Flat fee: $1,000 to $10,000 (creating a financial plan)

Flat fee: $1,000 (Client Services and Written Reports)

Flat fee: $10,000 (Client Services and Written Reports)

As stated in the firm's Form ADV Part 2A brochure dated April 9, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site

$450,922,928 as of October 2026, filing dated September 28, 2026.

A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means

A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.

• Financial planning services
• Portfolio management for individuals and/or small businesses
• Selection of other advisers (including private fund managers)
• Educational seminars/workshops

Also doing business as

300 FINANCIAL GROUP, AMT WEALTH GROUP, BIGGS FINANCIAL SERVICES, FS2 FINANCIAL SERVICES, KANANI ADVISORY GROUP INC., KANANI FINANCIAL & INSURANCE SERVICES, INC., KINETIC AGENCY, KINETIC FINANCIAL, LUCAS WEALTH AND RETIREMENT, MAXGUARD WEALTH, OZMENT AGENCY, PRECISE FINANCIAL SOLUTIONS, PROVOST FINANCIAL SERVICES, RETIREMENT TRANSITIONS LLC, RIDGEMONT CAPITAL, RTA & ASSOCIATES, STEVEN MICHAEL FINANCIAL GROUP, TERRA FIRMA FINANCIAL ADVISORY, THRIVERIGHT FINANCIAL GROUP, LLC, TOOLSON CAPITAL MANAGEMENT

Registration

SEC-registered investment adviser. Status as filed: Approved.

Registered since

2020 (6 years)

Employees

Total: 41. Performing investment advisory functions: 31.

Wrap fee program participation

No.

Custodians (Schedule D, Section 5.K(3))

Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

Other offices (Schedule D, Section 1.F)

18 other offices, as of the October 2026 filing

Austin, TXBowling Green, KYCharlotte, FLCulver City, CAGlendale, CAHampton, NHIrvine, CALaconia, NHLehi, UTLos Angeles, CAManchester, NHOak Brook, ILPasadena, CAPrinceton, NJRancho Cucamonga, CAThe Woodlands, TXTulsa, OKUpland, CA

States registered or notice-filed

31 states or jurisdictions

ALARAZCACOFLGAILINKYLAMAMIMNNCNENHNJNMNVNYOHOKORSCTNTXUTVAWAWI

SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration

None Reports no disclosure items on Form ADV Item 11. View on IAPD.

Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures

Regulatory assets under management: $136,819,333 in the October 2021 data and $450,922,928 in the October 2026 data, up 230%.

Total employees: 16 in October 2021 and 41 in October 2026.

As filed in each year's data for the same month. Assets under management move with markets as well as with clients coming and going; they measure scale, not skill or returns. Most firms update these figures once a year.

1. October 2026
   • Employees performing advisory functions went from 30 to 31.
   • Registered or notice-filed in SC.
2. September 2026
   • No longer lists the business name Cotter Financial Group LLC.
   • Employees performing advisory functions went from 31 to 30.
   • No longer lists an office in Coconut Creek, FL.
3. August 2026
   • Added the business name Ridgemont Capital.
   • Employees performing advisory functions went from 29 to 31.
   • Added an office in Pasadena, CA.
   • Added an office in Rancho Cucamonga, CA.
   • No longer lists an office in Chino Hills, CA.
4. July 2026
   • Added the business name AMT Wealth Group.
5. June 2026
   • Added the business name Steven Michael Financial Group.
   • Added the business name Lucas Wealth and Retirement.
   • Employees performing advisory functions went from 24 to 29.
   • Added an office in Austin, TX.
   • Added an office in The Woodlands, TX.
   • Added an office in Upland, CA.
6. May 2026
   • Added the business name Kanani Financial & Insurance Services, Inc..
   • Added the business name Kanani Advisory Group Inc..
   • Employees performing advisory functions went from 21 to 24.
   • Added an office in Irvine, CA.
7. April 2026
   • No longer lists the business name Bussenger Financial Group.
   • Regulatory assets under management went from $348,218,341 to $450,922,928 (+29%).
   • No longer lists an office in Deer Park, IL.
   • Registered or notice-filed in AR, GA, NV, VA, WA.
8. March 2026
   • No longer lists the business name Capital Insurance Group.
   • No longer lists the business name Baldwin Financial Group.
   • Added the business name 300 Financial Group.
   • Employees performing advisory functions went from 20 to 21.
   • Added an office in Culver City, CA.
   • No longer lists an office in Louisville, KY.
9. January 2026
   • Employees performing advisory functions went from 19 to 20.
   • Added the business name Precise Financial Solutions.
   • Added an office in Charlotte, FL.
10. December 2025
    • Employees performing advisory functions went from 18 to 19.
11. November 2025
    • No longer lists the business name Bettrlife Financial Services LLC.
    • No longer lists an office in Naples, FL.

Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.