AdvisorCensus / Financial advisors / Maryland / CWM Advisory, LLC
CWM Advisory, LLC is an SEC-registered investment advisory firm in Ocean Pines, MD, registered since 2026, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 23, 2026.
Quick answers
From the filingHow is CWM Advisory, LLC compensated?
On its Form ADV (Item 5.E, October 2026), CWM Advisory, LLC reports these compensation arrangements: a percentage of assets under its management; fixed fees (other than subscription fees).
How much does CWM Advisory, LLC charge?
Its Form ADV Part 2A brochure dated February 4, 2026 states: Subscription: $175 a month (My Advisor); Subscription: $300 to $500 a month (My Advisor and CFO); Subscription: $1,350 a month (My Family Advisor and CFO). Fees can differ by service and may be negotiable; the brochure is the complete statement.
Where is CWM Advisory, LLC located?
CWM Advisory, LLC's principal office is in Ocean Pines, MD, according to its Form ADV; the July 2026 filing also lists 1 other office (Schedule D, Section 1.F).
Is CWM Advisory, LLC registered with the SEC or a state?
CWM Advisory, LLC is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 299923.
How much does CWM Advisory, LLC manage?
CWM Advisory, LLC reports $100,973,620 in regulatory assets under management in its Form ADV filing dated June 23, 2026 (99% discretionary).
What types of clients does CWM Advisory, LLC serve?
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (209); high net worth individuals (34); pension and profit sharing plans (but not the plan participants or government pension plans) (5).
Which custodians does CWM Advisory, LLC use?
CWM Advisory, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists SEI Investments Distribution Co. as a custodian holding 10% or more of its separately managed account assets.
Does CWM Advisory, LLC report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/299923
Does CWM Advisory, LLC state an account minimum?
Its Form ADV Part 2A brochure dated February 4, 2026 says: "There is an account minimum of $250,000 for advisory services, which may be waived by CWM Advisory, LLC in its discretion."
What changed in CWM Advisory, LLC's recent Form ADV filings?
In the May 2026 filing data: Added an office in Punta Gorda, FL. Registered or notice-filed in FL.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- A percentage of assets under your management
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AThe brochure lists different fees for different services or strategies; see the brochure for them.
Account minimum: $250,000 (the brochure says it may be waived or negotiated)
The brochure's wording
There is an account minimum of $250,000 for advisory services, which may be waived by CWM Advisory, LLC in its discretion.
Subscription: $175 a month (My Advisor)
The brochure's wording
• My Advisor – $175/month
Subscription: $300 to $500 a month (My Advisor and CFO)
The brochure's wording
• My Advisor and CFO – $300-$500/month
Subscription: $1,350 a month (My Family Advisor and CFO)
The brochure's wording
• My Family Advisor and CFO – $1,350/month
As stated in the firm's Form ADV Part 2A brochure dated February 4, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.F$100,973,620 as of October 2026, filing dated June 23, 2026.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DA firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
- Pension consulting services
- Selection of other advisers (including private fund managers)
Registration and firm details
Items 1, 2, 5- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2026 (0 years)
- Employees
- Total: 6. Performing investment advisory functions: 3.
- Wrap fee program participation
- No.
- Custodians (Schedule D, Section 5.K(3))
-
Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.
- Other offices (Schedule D, Section 1.F)
-
1 other office, as of the July 2026 filing
- States registered or notice-filed
-
6 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Changes in the filing
Last 12 months- May 2026
- Added an office in Punta Gorda, FL.
- Registered or notice-filed in FL.
- April 2026
- Newly registered with the SEC.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. CWM Advisory, LLC (CRD 299923): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/cwm-advisory-llc-ocean-pines-md-299923