AdvisorCensus / Financial advisors / Cairn Financial Planning
Cairn Financial Planning
Filed as CAIRN FINANCIAL PLANNING · Legal name Cairn Financial Planning, LLC
Cairn Financial Planning is an SEC-registered investment advisory firm, registered since 2025, with no regulatory assets under management reported in its Form ADV filing dated April 22, 2026.
Quick answers
From the filingHow is Cairn Financial Planning compensated?
On its Form ADV (Item 5.E, October 2026), Cairn Financial Planning reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).
How much does Cairn Financial Planning charge?
Its Form ADV Part 2A brochure dated March 23, 2026 states: Flat fee: $2,500 to $10,000 (Comprehensive Financial Planning); Hourly rate: $250 an hour (Follow-up services and meetings). Fees can differ by service and may be negotiable; the brochure is the complete statement.
Is Cairn Financial Planning registered with the SEC or a state?
Cairn Financial Planning is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 326908.
Does Cairn Financial Planning report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/326908
Does Cairn Financial Planning state an account minimum?
Its Form ADV Part 2A brochure dated March 23, 2026 says: "We do not have a minimum account size requirement."
What changed in Cairn Financial Planning's recent Form ADV filings?
In the May 2026 filing data: Registered or notice-filed in TX.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- Hourly charges
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AAccount minimum: None
The brochure's wording
We do not have a minimum account size requirement.
Flat fee: $2,500 to $10,000 (Comprehensive Financial Planning)
The brochure's wording
Comprehensive Financial Planning consists of a flat fee ranging between $2,500 and $10,000.
Hourly rate: $250 an hour (Follow-up services and meetings)
The brochure's wording
Follow-up services and meetings will also be tied to our hourly rate of $250.
As stated in the firm's Form ADV Part 2A brochure dated March 23, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.FNot reported.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DNot reported.
A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
Registration and firm details
Items 1, 2, 5- Legal name
- Cairn Financial Planning, LLC
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2025 (1 year)
- Employees
- Total: 1. Performing investment advisory functions: 1.
- Wrap fee program participation
- No.
- States registered or notice-filed
-
2 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Changes in the filing
Last 12 months- May 2026
- Registered or notice-filed in TX.
- December 2025
- Newly registered with the SEC.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Cairn Financial Planning (CRD 326908): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/cairn-financial-planning-326908