AdvisorCensus / Financial advisors / California / San Diego / Adviceonly
Adviceonly is an SEC-registered investment advisory firm in San Diego, CA, registered since 2026, with no regulatory assets under management reported in its Form ADV filing dated August 5, 2026.
Quick answers
From the filingHow is Adviceonly compensated?
On its Form ADV (Item 5.E, October 2026), Adviceonly reports these compensation arrangements: hourly charges; fixed fees (other than subscription fees).
Where is Adviceonly located?
Adviceonly's principal office is in San Diego, CA, according to its Form ADV; the September 2026 filing also lists 6 other offices (Schedule D, Section 1.F).
Is Adviceonly registered with the SEC or a state?
Adviceonly is an SEC-registered investment advisory firm, registered since 2026. Status as filed: Approved. CRD 334039.
Does Adviceonly report any disciplinary disclosures?
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/334039
Does Adviceonly state an account minimum?
Its Form ADV Part 2A brochure dated March 31, 2026 says: "We do not require a minimum dollar amount to open and maintain investment accounts, as we do not manage any accounts for any clients." "We do not impose a minimum fee or minimum net worth requirement to engage our financial planning services."
What changed in Adviceonly's recent Form ADV filings?
In the September 2026 filing data: No longer lists the business name Caregivers Resource Group. Added the business name Diverso Advisors. Employees performing advisory functions went from 6 to 5. Added an office in Denver, CO. Added an office in Kansas City, MO. Added an office in Louisville, KY. Added an office in Minneapolis, MN. Added an office in Spanish Fork, UT.
From the Form ADV filing
Every figure below is as the firm filed it with regulators, as of October 2026.
How the firm is compensated
Item 5.E- Hourly charges
- Fixed fees (other than subscription fees)
Item 5.E lists how the firm is compensated for its advice; Items 5.B, 6.A, and 7.A show whether its people or related companies can also earn commissions. Percentage of assets, fixed, hourly, subscription, and performance-based fees come from clients (a performance-based fee depends on investment results); commissions come with a sale or a trade, often from the company behind the product. How fees, commissions, and other arrangements differ
Fees and minimums
Form ADV Part 2AAccount minimum: None
The brochure's wording
We do not require a minimum dollar amount to open and maintain investment accounts, as we do not manage any accounts for any clients.
We do not impose a minimum fee or minimum net worth requirement to engage our financial planning services.
Minimum annual fee: None
The brochure's wording
We do not impose a minimum fee or minimum net worth requirement to engage our financial planning services.
As stated in the firm's Form ADV Part 2A brochure dated March 31, 2026. Fees can differ by service and may be negotiable; the brochure is the complete statement. Read the brochure on the SEC's IAPD site
Regulatory assets under management
Item 5.FNot reported.
A measure of scale, not skill or returns. Discretionary means the firm decides trades; non-discretionary means clients approve each one. What assets under management means
Who the firm serves
Item 5.DNot reported.
A firm with no individual clients is an institutional manager even if it manages billions; the mix tells you whom the practice is built around.
Advisory services
Item 5.G- Financial planning services
Registration and firm details
Items 1, 2, 5- Legal name
- Advice Only, PBC
- Also doing business as
- CENTS OF JOY FINANCIAL PLANNING, DIVERSO ADVISORS, OPEN BOOK FINANCIAL PLANNING
- Registration
- SEC-registered investment adviser. Status as filed: Approved.
- Registered since
- 2026 (0 years)
- Employees
- Total: 6. Performing investment advisory functions: 5.
- Wrap fee program participation
- No.
- Other offices (Schedule D, Section 1.F)
-
6 other offices, as of the September 2026 filing
- States registered or notice-filed
-
15 states or jurisdictions
SEC-registered investment advisers are examined by the SEC. SEC, state, and exempt registration
Disclosures
Item 11None Reports no disclosure items on Form ADV Item 11. View on IAPD.
Item 11 asks about criminal, regulatory, and civil events involving the firm and its advisory personnel. The detail of each yes answer is on the IAPD record. Reading a firm's disclosures
Changes in the filing
Last 12 months- September 2026
- No longer lists the business name Caregivers Resource Group.
- Added the business name Diverso Advisors.
- Employees performing advisory functions went from 6 to 5.
- Added an office in Denver, CO.
- Added an office in Kansas City, MO.
- Added an office in Louisville, KY.
- Added an office in Minneapolis, MN.
- Added an office in Spanish Fork, UT.
- March 2026
- Newly registered with the SEC.
Compared month to month from the SEC's monthly adviser data and the state compilation feed. Owners and control persons are summarized, never named.
Websites listed on Form ADV
Item 1.ISource: Form ADV, as of October 2026. Values appear as filed; a value the firm did not report is shown as "Not reported."
Cite this page
AdvisorCensus. Adviceonly (CRD 334039): Form ADV filing data as of October 2026. https://advisorcensus.com/firm/adviceonly-san-diego-ca-334039