# Zuraw Financial Advisors, LLC

> Zuraw Financial Advisors, LLC is an SEC-registered investment advisory firm in Greensboro, NC, registered since 2014, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated February 23, 2026.

- CRD: 173129
- Filed as: ZURAW FINANCIAL ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Greensboro, NC
- Filing period: October 2026
- Form ADV filing dated: February 23, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/173129
- AdvisorCensus page: https://advisorcensus.com/firm/zuraw-financial-advisors-llc-greensboro-nc-173129

## Quick answers

**How is Zuraw Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Zuraw Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Zuraw Financial Advisors, LLC located?**
Zuraw Financial Advisors, LLC's principal office is in Greensboro, NC, according to its Form ADV.

**Is Zuraw Financial Advisors, LLC registered with the SEC or a state?**
Zuraw Financial Advisors, LLC is an SEC-registered investment advisory firm, registered since 2014. Status as filed: Approved. CRD 173129.

**How much does Zuraw Financial Advisors, LLC manage?**
Zuraw Financial Advisors, LLC reports $519,944,390 in regulatory assets under management in its Form ADV filing dated February 23, 2026 (100% discretionary).

**How have Zuraw Financial Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for Zuraw Financial Advisors, LLC: Regulatory assets under management: $269,793,947 in the October 2021 data and $519,944,390 in the October 2026 data, up 93%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Zuraw Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (90); high net worth individuals (64); corporations or other businesses not listed above (10).

**Which custodians does Zuraw Financial Advisors, LLC use?**
Zuraw Financial Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Zuraw Financial Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/173129

**Does Zuraw Financial Advisors, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 23, 2026 says: "ZFA generally requires a minimum account size of $250,000. ZFA may, at its discretion, make exceptions to the foregoing or negotiate special fee arrangements where ZFA deems it appropriate under the circumstances."

**What changed in Zuraw Financial Advisors, LLC's recent Form ADV filings?**
In the March 2026 filing data: Employees performing advisory functions went from 1 to 2. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated February 23, 2026)

- Account minimum: $250,000

> ZFA generally requires a minimum account size of $250,000. ZFA may, at its discretion, make exceptions to the foregoing or negotiate special fee arrangements where ZFA deems it appropriate under the circumstances.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $519,944,390
- Discretionary: $519,944,390
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 90 | $31,221,535 |
| High net worth individuals | 64 | $395,465,360 |
| Banking or thrift institutions | 1 | $32,374 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 10 | $93,225,121 |
| Other | 0 | Not reported |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2014 (12 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, GA, LA, NC, NE, SD
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- zurawfinancialadvisors.com
- Facebook @chickschatandchange
- Facebook @annbenjaminzuraw
- Facebook @zurawfinancialadvisors
- Instagram @chickschatandchange
- LinkedIn @chicks-chat-and-change
- LinkedIn @zuraw-financial-advisors-llc
- LinkedIn @annzuraw
- Pinterest @azanswers
- X @AZanswers
- YouTube @UCySpAej
- YouTube @zurawfinancialadvisors

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $269,793,947 | 2 | April 16, 2021 |
| October 2022 | $309,198,959 | 2 | February 8, 2022 |
| October 2023 | $264,353,235 | 2 | June 14, 2023 |
| October 2024 | $424,753,741 | 2 | June 19, 2024 |
| October 2025 | $444,127,224 | 3 | June 26, 2025 |
| October 2026 | $519,944,390 | 3 | February 23, 2026 |

Regulatory assets under management: $269,793,947 in the October 2021 data and $519,944,390 in the October 2026 data, up 93%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### March 2026
- Employees performing advisory functions went from 1 to 2.
- Updated its list of owners and control persons (Schedule A).

### February 2026
- Regulatory assets under management went from $444,127,224 to $504,390,861 (+14%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Zuraw Financial Advisors, LLC (CRD 173129): Form ADV filing data as of October 2026.