# Zidel Financial Inc.

> Zidel Financial Inc. is an SEC-registered investment advisory firm in Breckenridge, CO, registered since 2022, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 27, 2026.

- CRD: 135047
- Filed as: ZIDEL FINANCIAL INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Breckenridge, CO
- Filing period: October 2026
- Form ADV filing dated: March 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/135047
- AdvisorCensus page: https://advisorcensus.com/firm/zidel-financial-inc-breckenridge-co-135047

## Quick answers

**How is Zidel Financial Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Zidel Financial Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees); other.

**Where is Zidel Financial Inc. located?**
Zidel Financial Inc.'s principal office is in Breckenridge, CO, according to its Form ADV.

**Is Zidel Financial Inc. registered with the SEC or a state?**
Zidel Financial Inc. is an SEC-registered investment advisory firm, registered since 2022. Status as filed: Approved. CRD 135047.

**How much does Zidel Financial Inc. manage?**
Zidel Financial Inc. reports $159,649,118 in regulatory assets under management in its Form ADV filing dated March 27, 2026 (100% discretionary).

**How have Zidel Financial Inc.'s assets and staff changed since 2022?**
In the Form ADV data for Zidel Financial Inc.: Regulatory assets under management: $127,438,142 in the October 2022 data and $159,649,118 in the October 2026 data, up 25%. Total employees: 3 in October 2022 and 1 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Zidel Financial Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (84); high net worth individuals (44); corporations or other businesses not listed above (7).

**Which custodians does Zidel Financial Inc. use?**
Zidel Financial Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Zidel Financial Inc. report any disciplinary disclosures?**
Reports 1 disclosure item on Form ADV Item 11: yes answers to 11.D(2) (another regulator's finding of a violation). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/135047

**Does Zidel Financial Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 27, 2026 says: "Zidel Financial, Inc. requires a minimum account size of $2,000,000 of investable assets. This account minimum may be waived at the sole discretion of Zidel Financial."

**What changed in Zidel Financial Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $144,385,850 to $159,649,118 (+11%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)
- Other

### Fees and minimums (Form ADV Part 2A brochure dated March 27, 2026)

- Account minimum: $2,000,000 (the brochure says it may be waived or negotiated)

> Zidel Financial, Inc. requires a minimum account size of $2,000,000 of investable assets. This account minimum may be waived at the sole discretion of Zidel Financial.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $159,649,118
- Discretionary: $159,649,118
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 84 | $13,988,117 |
| High net worth individuals | 44 | $143,777,331 |
| Corporations or other businesses not listed above | 7 | $1,883,670 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2022 (4 years)
- Employees: 1 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, FL, NY, TX
- Disclosures (Item 11): Reports 1 disclosure item on Form ADV Item 11.

### Item 11 questions answered yes
- 11.D(2): Has another federal regulator, a state regulator, or a foreign financial regulator ever found that the firm or an advisory affiliate was involved in a violation of investment-related regulations or statutes?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/135047

### Websites listed on Form ADV (Item 1.I)
- zidelfinancial.com
- Facebook @zidelfinancial
- Instagram @zidelfinancial
- LinkedIn @zidel-financial-inc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $127,438,142 | 3 | April 6, 2022 |
| October 2023 | $111,604,597 | 2 | July 18, 2023 |
| October 2024 | $140,696,444 | 1 | March 29, 2024 |
| October 2025 | $144,385,850 | 1 | March 30, 2025 |
| October 2026 | $159,649,118 | 1 | March 27, 2026 |

Regulatory assets under management: $127,438,142 in the October 2022 data and $159,649,118 in the October 2026 data, up 25%.
Total employees: 3 in October 2022 and 1 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $144,385,850 to $159,649,118 (+11%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Zidel Financial Inc. (CRD 135047): Form ADV filing data as of October 2026.