# Zest

> Zest is an SEC-registered investment advisory firm in Miami, FL, registered since 2021, reporting $25 million to $100 million in regulatory assets under management in its Form ADV filing dated March 30, 2026.

- CRD: 316889
- Filed as: ZEST
- Legal name: Zest Capital LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Miami, FL
- Filing period: October 2026
- Form ADV filing dated: March 30, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/316889
- AdvisorCensus page: https://advisorcensus.com/firm/zest-miami-fl-316889

## Quick answers

**How is Zest compensated?**
On its Form ADV (Item 5.E, October 2026), Zest reports these compensation arrangements: a percentage of assets under its management; performance-based fees.

**How much does Zest charge?**
Its Form ADV Part 2A brochure dated March 30, 2026 states: Asset-based fee: 0.75% to 2% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Zest located?**
Zest's principal office is in Miami, FL, according to its Form ADV.

**Is Zest registered with the SEC or a state?**
Zest is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 316889.

**How much does Zest manage?**
Zest reports $90,613,564 in regulatory assets under management in its Form ADV filing dated March 30, 2026 (89% discretionary).

**How have Zest's assets and staff changed since 2022?**
In the Form ADV data for Zest: Regulatory assets under management: $140,000,000 in the October 2022 data and $90,613,564 in the October 2026 data, down 35%. Total employees: 2 in October 2022 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Zest serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (4); high net worth individuals (2); pooled investment vehicles (other than investment companies and business development companies) (2).

**Does Zest report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/316889

**Does Zest state an account minimum?**
Its Form ADV Part 2A brochure dated March 30, 2026 says: "The minimum dollar value for establishing an Account is generally $100,000. Initial investments of a lesser amount may be accepted at Adviser’s discretion."

**What changed in Zest's recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $101,064,352 to $90,613,564 (-10%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Performance-based fees

### Fees and minimums (Form ADV Part 2A brochure dated March 30, 2026)

- Asset-based fee: 0.75% to 2% a year (a range, as the brochure states it)

> Adviser typically receives an annual management fee, between 0.75% and 2% of the net asset value of the Account. All fees are negotiable.

- Account minimum: $100,000 (the brochure says it may be waived or negotiated)

> The minimum dollar value for establishing an Account is generally $100,000. Initial investments of a lesser amount may be accepted at Adviser’s discretion.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Regulatory assets under management (Item 5.F)
- Total: $90,613,564
- Discretionary: $81,023,472
- Non-discretionary: $9,590,092

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 4 | $2,770,071 |
| High net worth individuals | 2 | $6,820,021 |
| Pooled investment vehicles (other than investment companies and business development companies) | 2 | $81,023,472 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients

### Firm details
- Registered since: 2021 (4 years)
- Employees: 3 total, 1 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: FL
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2022 | $140,000,000 | 2 | March 9, 2022 |
| October 2023 | $183,805,605 | 2 | May 11, 2023 |
| October 2024 | $102,660,556 | 2 | September 16, 2024 |
| October 2025 | $101,064,352 | 3 | July 29, 2025 |
| October 2026 | $90,613,564 | 3 | March 30, 2026 |

Regulatory assets under management: $140,000,000 in the October 2022 data and $90,613,564 in the October 2026 data, down 35%.
Total employees: 2 in October 2022 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $101,064,352 to $90,613,564 (-10%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Zest (CRD 316889): Form ADV filing data as of October 2026.