{
  "crd_number": 105866,
  "slug": "young-richard-c-and-co-ltd-newport-ri-105866",
  "primary_business_name": "YOUNG RICHARD C & CO LTD",
  "legal_name": "YOUNG RICHARD C & CO LTD",
  "dbas": [],
  "city": "Newport",
  "state": "RI",
  "country": "United States",
  "cbsa_code": "39300",
  "metro": {
    "cbsa_code": "39300",
    "common_name": "Providence",
    "msa_name": "Providence-Warwick, RI-MA",
    "path": "/advisors/ri/providence"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "1990-01-03",
  "years_registered": 36,
  "period": "2026-10-01",
  "filing_date": "2026-03-25",
  "carried_forward": false,
  "raum_total": 1801392887.0,
  "raum_discretionary": 1801392887.0,
  "raum_non_discretionary": 0.0,
  "raum_band": "1b_5b",
  "raum_band_label": "$1 billion to $5 billion",
  "total_employees": 14,
  "advisory_employees": 8,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "charitable": {
      "raum": null,
      "count": 0,
      "fewer_than_5": true
    },
    "individuals": {
      "raum": 147550396.0,
      "count": 293
    },
    "banking_thrift": {
      "raum": 0.0,
      "count": 0,
      "fewer_than_5": true
    },
    "state_municipal": {
      "raum": 0.0,
      "count": 0,
      "fewer_than_5": true
    },
    "insurance_companies": {
      "raum": 0.0,
      "count": 0,
      "fewer_than_5": true
    },
    "investment_companies": {
      "raum": 0.0,
      "count": 0
    },
    "pension_profit_sharing": {
      "raum": 22424797.0,
      "count": 8
    },
    "other_investment_advisers": {
      "raum": 0.0,
      "count": 0,
      "fewer_than_5": true
    },
    "high_net_worth_individuals": {
      "raum": 1617731083.0,
      "count": 505
    },
    "pooled_investment_vehicles": {
      "raum": 0.0,
      "count": 0
    },
    "corporations_other_businesses": {
      "raum": 13686611.0,
      "count": 7
    },
    "business_development_companies": {
      "raum": 0.0,
      "count": 0
    },
    "sovereign_wealth_foreign_official": {
      "raum": 0.0,
      "count": 0,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "portfolio_management_individuals"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AK",
    "AL",
    "AR",
    "AZ",
    "CA",
    "CO",
    "CT",
    "DC",
    "DE",
    "FL",
    "GA",
    "HI",
    "IA",
    "ID",
    "IL",
    "IN",
    "KS",
    "KY",
    "LA",
    "MA",
    "MD",
    "ME",
    "MI",
    "MN",
    "MO",
    "MS",
    "MT",
    "NC",
    "NE",
    "NH",
    "NJ",
    "NM",
    "NV",
    "NY",
    "OH",
    "OK",
    "OR",
    "PA",
    "RI",
    "SC",
    "SD",
    "TN",
    "TX",
    "UT",
    "VA",
    "VT",
    "WA",
    "WI",
    "WV",
    "WY"
  ],
  "websites": [
    "https://facebook.com/Richardcyoungcoltd",
    "https://linkedin.com/company/richard-c-young-co-ltd/about",
    "https://richardcyoung.com",
    "https://twitter.com/Richard_C_Young",
    "https://twitter.com/yngresearch",
    "https://twitter.com/yoursurvivalguy",
    "https://younginvestments.com",
    "https://youngresearch.com",
    "https://youngsworldmoneyforecast.com",
    "https://yoursurvivalguy.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/105866",
  "city_as_filed": "NEWPORT",
  "url": "https://advisorcensus.com/firm/young-richard-c-and-co-ltd-newport-ri-105866",
  "display_name": "Young Richard C & Co Ltd",
  "summary": "Young Richard C & Co Ltd is an SEC-registered investment advisory firm in Newport, RI, registered since 1990, reporting $1 billion to $5 billion in regulatory assets under management in its Form ADV filing dated March 25, 2026.",
  "citation": "AdvisorCensus. Young Richard C & Co Ltd (CRD 105866): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses"
  ],
  "quick_answers": [
    {
      "q": "How is Young Richard C & Co Ltd compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Young Richard C & Co Ltd reports these compensation arrangements: a percentage of assets under its management."
    },
    {
      "q": "What does Young Richard C & Co Ltd's brochure say about its fees?",
      "a": "Its Form ADV Part 2A brochure dated March 25, 2026 states: Up to $2,000,000: 0.8% a year; $2,000,001 to $5,000,000: 0.7% a year; Above $5,000,001: 0.55% a year. Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Young Richard C & Co Ltd located?",
      "a": "Young Richard C & Co Ltd's principal office is in Newport, RI, according to its Form ADV; the April 2026 filing also lists 1 other office (Schedule D, Section 1.F)."
    },
    {
      "q": "Is Young Richard C & Co Ltd registered with the SEC or a state?",
      "a": "Young Richard C & Co Ltd is an SEC-registered investment advisory firm, registered since 1990. Status as filed: Approved. CRD 105866."
    },
    {
      "q": "How much does Young Richard C & Co Ltd manage?",
      "a": "Young Richard C & Co Ltd reports $1,801,392,887 in regulatory assets under management in its Form ADV filing dated March 25, 2026 (100% discretionary)."
    },
    {
      "q": "How have Young Richard C & Co Ltd's assets and staff changed since 2021?",
      "a": "In the Form ADV data for Young Richard C & Co Ltd: Regulatory assets under management: $1,294,487,306 in the October 2021 data and $1,801,392,887 in the October 2026 data, up 39%. Total employees: 13 in October 2021 and 14 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Young Richard C & Co Ltd serve?",
      "a": "By number of clients on Form ADV Item 5.D: high net worth individuals (505); individuals (other than high net worth individuals) (293); pension and profit sharing plans (but not the plan participants or government pension plans) (8)."
    },
    {
      "q": "Which custodians does Young Richard C & Co Ltd use?",
      "a": "Young Richard C & Co Ltd's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Young Richard C & Co Ltd report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/105866"
    },
    {
      "q": "Does Young Richard C & Co Ltd state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 25, 2026 says: \"Richard C. Young & Co., Ltd. has a minimum of $500,000 of assets under management for our services. This account size is negotiable at our discretion, and we may group certain related client accounts for the purpose of achieving the minimum account size and determining the annualized fee.\""
    },
    {
      "q": "What changed in Young Richard C & Co Ltd's recent Form ADV filings?",
      "a": "In the April 2026 filing data: Employees performing advisory functions went from 7 to 8. Regulatory assets under management went from $1,562,885,060 to $1,801,392,887 (+15%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 1294487306.0,
      "total_employees": 13,
      "filing_date": "2021-03-25"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 1432008099.0,
      "total_employees": 13,
      "filing_date": "2022-03-25"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 1364907841.0,
      "total_employees": 14,
      "filing_date": "2023-03-29"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 1431004487.0,
      "total_employees": 13,
      "filing_date": "2024-03-25"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 1562885060.0,
      "total_employees": 13,
      "filing_date": "2025-03-26"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 1801392887.0,
      "total_employees": 14,
      "filing_date": "2026-03-25"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Employees performing advisory functions went from 7 to 8.",
        "Regulatory assets under management went from $1,562,885,060 to $1,801,392,887 (+15%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 25, 2026",
    "tiers": [
      {
        "band": "Up to $2,000,000",
        "rate": "0.8%"
      },
      {
        "band": "$2,000,001 to $5,000,000",
        "rate": "0.7%"
      },
      {
        "band": "Above $5,000,001",
        "rate": "0.55%"
      }
    ],
    "flat_rate": null,
    "stated_range": null,
    "stated_maximum": null,
    "account_minimum": "$500,000",
    "account_minimum_may_be_waived": true,
    "minimum_annual_fee": null,
    "figures": [
      {
        "label": "Fee schedule",
        "statements": [
          "Up to $2,000,000: 0.8% a year",
          "$2,000,001 to $5,000,000: 0.7% a year",
          "Above $5,000,001: 0.55% a year"
        ],
        "quotes": [
          "The annualized fee for Investment Supervisory Services, which is charged quarterly in arrears, will be charged as a percentage of assets under management, according to the following schedule: Assets Under Management Annual Fee First $2,000,000 0.80% $2,000,001 to $5,000,000 0.70% Above $5,000,000 0.55%"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: $500,000 (the brochure says it may be waived or negotiated)"
        ],
        "quotes": [
          "Richard C. Young & Co., Ltd. has a minimum of $500,000 of assets under management for our services. This account size is negotiable at our discretion, and we may group certain related client accounts for the purpose of achieving the minimum account size and determining the annualized fee."
        ]
      }
    ],
    "quotes": [
      "The annualized fee for Investment Supervisory Services, which is charged quarterly in arrears, will be charged as a percentage of assets under management, according to the following schedule: Assets Under Management Annual Fee First $2,000,000 0.80% $2,000,001 to $5,000,000 0.70% Above $5,000,000 0.55%",
      "Richard C. Young & Co., Ltd. has a minimum of $500,000 of assets under management for our services. This account size is negotiable at our discretion, and we may group certain related client accounts for the purpose of achieving the minimum account size and determining the annualized fee."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/young-richard-c-and-co-ltd-newport-ri-105866.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 293,
      "fewer_than_5": false,
      "raum": 147550396.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 505,
      "fewer_than_5": false,
      "raum": 1617731083.0
    },
    {
      "type": "banking_thrift",
      "label": "Banking or thrift institutions",
      "count": 0,
      "fewer_than_5": true,
      "raum": 0.0
    },
    {
      "type": "investment_companies",
      "label": "Investment companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "business_development_companies",
      "label": "Business development companies",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pooled_investment_vehicles",
      "label": "Pooled investment vehicles (other than investment companies and business development companies)",
      "count": 0,
      "fewer_than_5": false,
      "raum": 0.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 8,
      "fewer_than_5": false,
      "raum": 22424797.0
    },
    {
      "type": "charitable",
      "label": "Charitable organizations",
      "count": 0,
      "fewer_than_5": true,
      "raum": null
    },
    {
      "type": "state_municipal",
      "label": "State or municipal government entities (including government pension plans)",
      "count": 0,
      "fewer_than_5": true,
      "raum": 0.0
    },
    {
      "type": "other_investment_advisers",
      "label": "Other investment advisers",
      "count": 0,
      "fewer_than_5": true,
      "raum": 0.0
    },
    {
      "type": "insurance_companies",
      "label": "Insurance companies",
      "count": 0,
      "fewer_than_5": true,
      "raum": 0.0
    },
    {
      "type": "sovereign_wealth_foreign_official",
      "label": "Sovereign wealth funds and foreign official institutions",
      "count": 0,
      "fewer_than_5": true,
      "raum": 0.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": 7,
      "fewer_than_5": false,
      "raum": 13686611.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/105866",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}