# WWM Financial

> WWM Financial is an SEC-registered investment advisory firm in Carslbad, CA, registered since 2011, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 12, 2026.

- CRD: 157620
- Filed as: WWM FINANCIAL
- Legal name: Wolff Wiese Magana LLC
- Also doing business as: SAVVY WOMEN WEALTH MANAGEMENT, WOLFF WIESE MAGANA, WWM FINANCIAL INSURANCE SOLUTIONS LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Carslbad, CA
- Filing period: October 2026
- Form ADV filing dated: April 12, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/157620
- AdvisorCensus page: https://advisorcensus.com/firm/wwm-financial-carslbad-ca-157620

## Quick answers

**How is WWM Financial compensated?**
On its Form ADV (Item 5.E, October 2026), WWM Financial reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does WWM Financial charge?**
Its Form ADV Part 2A brochure dated April 12, 2026 states: Asset-based fee: up to 1.5% of assets a year (the maximum the brochure states). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is WWM Financial located?**
WWM Financial's principal office is in Carslbad, CA, according to its Form ADV.

**Is WWM Financial registered with the SEC or a state?**
WWM Financial is an SEC-registered investment advisory firm, registered since 2011. Status as filed: Approved. CRD 157620.

**How much does WWM Financial manage?**
WWM Financial reports $381,817,788 in regulatory assets under management in its Form ADV filing dated April 12, 2026 (94% discretionary).

**How have WWM Financial's assets and staff changed since 2021?**
In the Form ADV data for WWM Financial: Regulatory assets under management: $289,265,638 in the October 2021 data and $381,817,788 in the October 2026 data, up 32%. Total employees: 7 in October 2021 and 8 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does WWM Financial serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (442); high net worth individuals (103); pension and profit sharing plans (but not the plan participants or government pension plans) (15).

**Which custodians does WWM Financial use?**
WWM Financial's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does WWM Financial report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/157620

**What changed in WWM Financial's recent Form ADV filings?**
In the May 2026 filing data: Employees performing advisory functions went from 7 to 6. Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 12, 2026)

- Asset-based fee: up to 1.5% of assets a year (the maximum the brochure states)

> Assets under Management Annual Percentage of Assets Charge Any Assets Up to 1.50%

> Our firm’s fees are billed on a pro-rata annualized basis quarterly in advance based on the value of your account on the last day of the previous quarter.

> Upon mutual agreement, clients with accounts in the aggregate of more than $10,000,000, a flat annual fee can be arranged on a case-by-case basis. Flat fees are negotiable and billed quarterly in advance.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $381,817,788
- Discretionary: $359,248,598
- Non-discretionary: $22,569,190

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 442 | $98,039,573 |
| High net worth individuals | 103 | $262,040,583 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 15 | $17,824,269 |
| Corporations or other businesses not listed above | 10 | $3,913,363 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Selection of other advisers (including private fund managers)
- Educational seminars/workshops

### Firm details
- Registered since: 2011 (15 years)
- Employees: 8 total, 6 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AZ, CA, FL, IL, IN, LA, NV, NY, OR, TX, UT, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- savvyup.com
- wwmfinancial.com
- Facebook @SAVVYWOMENWEALTH
- Facebook @WWMFINANCIAL
- Instagram @savvyupdotcom
- LinkedIn @savvy-women-wealth-management
- LinkedIn @wwm-financial
- YouTube @SavvyUp
- YouTube @wwmfinancial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $289,265,638 | 7 | January 22, 2021 |
| October 2022 | $341,276,337 | 7 | July 14, 2022 |
| October 2023 | $298,227,648 | 8 | March 10, 2023 |
| October 2024 | $279,424,937 | 7 | March 25, 2024 |
| October 2025 | $342,090,884 | 8 | March 21, 2025 |
| October 2026 | $381,817,788 | 8 | April 12, 2026 |

Regulatory assets under management: $289,265,638 in the October 2021 data and $381,817,788 in the October 2026 data, up 32%.
Total employees: 7 in October 2021 and 8 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Employees performing advisory functions went from 7 to 6.
- Updated its list of owners and control persons (Schedule A).

### April 2026
- Employees performing advisory functions went from 5 to 7.
- Regulatory assets under management went from $342,090,884 to $381,817,788 (+12%).

### January 2026
- No longer registered or notice-filed in VA.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. WWM Financial (CRD 157620): Form ADV filing data as of October 2026.