# Worth Advisors

> Worth Advisors is an SEC-registered investment advisory firm in Charlotte, NC, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 11, 2026.

- CRD: 156564
- Filed as: WORTH ADVISORS
- Legal name: Worth Financial Advisory Group, LLC
- Also doing business as: PATRICK LYNCH FINANCIAL
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Charlotte, NC
- Filing period: October 2026
- Form ADV filing dated: March 11, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/156564
- AdvisorCensus page: https://advisorcensus.com/firm/worth-advisors-charlotte-nc-156564

## Quick answers

**How is Worth Advisors compensated?**
On its Form ADV (Item 5.E, October 2026), Worth Advisors reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does Worth Advisors charge?**
Its Form ADV Part 2A brochure dated March 11, 2026 states: Hourly rate: $550 an hour (Financial Planning and Consulting Services); Flat fee: $1,250 to $250,000 (Financial Planning and Consulting Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Worth Advisors located?**
Worth Advisors' principal office is in Charlotte, NC, according to its Form ADV.

**Is Worth Advisors registered with the SEC or a state?**
Worth Advisors is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 156564.

**How much does Worth Advisors manage?**
Worth Advisors reports $280,745,134 in regulatory assets under management in its Form ADV filing dated March 11, 2026 (100% discretionary).

**How have Worth Advisors' assets and staff changed since 2021?**
In the Form ADV data for Worth Advisors: Regulatory assets under management: $119,245,496 in the October 2021 data and $280,745,134 in the October 2026 data, up 135%. Total employees: 10 in October 2021 and 15 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Worth Advisors serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (394); high net worth individuals (57).

**Which custodians does Worth Advisors use?**
Worth Advisors' most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Trade-PMR Inc. as custodians holding 10% or more of its separately managed account assets.

**Does Worth Advisors report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/156564

**What changed in Worth Advisors' recent Form ADV filings?**
In the April 2026 filing data: Employees performing advisory functions went from 11 to 7. Regulatory assets under management went from $232,915,337 to $280,745,134 (+21%). No longer lists an office in Southfield, MI. Registered or notice-filed in MS.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 11, 2026)

- Hourly rate: $550 an hour (Financial Planning and Consulting Services)

> For Financial Planning and Consulting Services Worth charges either an hourly fee of $550 or fixed fee ranging from $1,250 to $250,000 based on complexity and unique client needs.

- Flat fee: $1,250 to $250,000 (Financial Planning and Consulting Services)

> For Financial Planning and Consulting Services Worth charges either an hourly fee of $550 or fixed fee ranging from $1,250 to $250,000 based on complexity and unique client needs.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Trade-PMR Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $280,745,134
- Discretionary: $280,745,134
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 394 | $117,087,572 |
| High net worth individuals | 57 | $163,657,562 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2021 (5 years)
- Employees: 15 total, 7 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CA, CO, DC, FL, GA, IL, IN, LA, MI, MS, NC, NE, NY, OH, OK, PA, SC, TN, TX, VA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- coachnetworth.com
- worthadvisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $119,245,496 | 10 | September 20, 2021 |
| October 2022 | $145,192,634 | 11 | July 1, 2022 |
| October 2023 | $139,117,117 | 13 | September 6, 2023 |
| October 2024 | $179,335,290 | 15 | August 20, 2024 |
| October 2025 | $232,915,337 | 15 | February 26, 2025 |
| October 2026 | $280,745,134 | 15 | March 11, 2026 |

Regulatory assets under management: $119,245,496 in the October 2021 data and $280,745,134 in the October 2026 data, up 135%.
Total employees: 10 in October 2021 and 15 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Employees performing advisory functions went from 11 to 7.
- Regulatory assets under management went from $232,915,337 to $280,745,134 (+21%).
- No longer lists an office in Southfield, MI.
- Registered or notice-filed in MS.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Worth Advisors (CRD 156564): Form ADV filing data as of October 2026.