# Wolff Financial Management LLC

> Wolff Financial Management LLC is an SEC-registered investment advisory firm in Kalamazoo, MI, registered since 2016, reporting $500 million to $1 billion in regulatory assets under management in its Form ADV filing dated September 15, 2026.

- CRD: 283239
- Filed as: WOLFF FINANCIAL MANAGEMENT LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Kalamazoo, MI
- Filing period: October 2026
- Form ADV filing dated: September 15, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/283239
- AdvisorCensus page: https://advisorcensus.com/firm/wolff-financial-management-llc-kalamazoo-mi-283239

## Quick answers

**How is Wolff Financial Management LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Wolff Financial Management LLC reports these compensation arrangements: a percentage of assets under its management.

**Where is Wolff Financial Management LLC located?**
Wolff Financial Management LLC's principal office is in Kalamazoo, MI, according to its Form ADV.

**Is Wolff Financial Management LLC registered with the SEC or a state?**
Wolff Financial Management LLC is an SEC-registered investment advisory firm, registered since 2016. Status as filed: Approved. CRD 283239.

**How much does Wolff Financial Management LLC manage?**
Wolff Financial Management LLC reports $612,662,348 in regulatory assets under management in its Form ADV filing dated September 15, 2026 (99% discretionary).

**How have Wolff Financial Management LLC's assets and staff changed since 2021?**
In the Form ADV data for Wolff Financial Management LLC: Regulatory assets under management: $347,376,672 in the October 2021 data and $612,662,348 in the October 2026 data, up 76%. Total employees: 6 in October 2021 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Wolff Financial Management LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (205); high net worth individuals (155).

**Which custodians does Wolff Financial Management LLC use?**
Wolff Financial Management LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Wolff Financial Management LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/283239

**Does Wolff Financial Management LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 27, 2026 says: "Wolff Financial requires each client to place at least $1,000,000 with the firm. This minimum may be waived at the discretion of Wolff Financial."

**What changed in Wolff Financial Management LLC's recent Form ADV filings?**
In the October 2026 filing data: Updated its list of owners and control persons (Schedule A).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated February 27, 2026)

- Account minimum: $1,000,000 (the brochure says it may be waived or negotiated)

> Wolff Financial requires each client to place at least $1,000,000 with the firm. This minimum may be waived at the discretion of Wolff Financial.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $612,662,348
- Discretionary: $603,796,209
- Non-discretionary: $8,866,139

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 205 | $61,206,158 |
| High net worth individuals | 155 | $550,389,728 |
| Charitable organizations | Fewer than 5 | $393,577 |
| Corporations or other businesses not listed above | Fewer than 5 | $672,885 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2016 (10 years)
- Employees: 6 total, 4 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CA, CO, FL, IN, MI, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- wfminvest.com
- LinkedIn @wolff-financial-management-llc

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $347,376,672 | 6 | March 29, 2021 |
| October 2022 | $409,631,923 | 4 | March 29, 2022 |
| October 2023 | $409,764,074 | 5 | March 22, 2023 |
| October 2024 | $465,540,731 | 5 | March 15, 2024 |
| October 2025 | $531,663,941 | 6 | March 17, 2025 |
| October 2026 | $612,662,348 | 6 | September 15, 2026 |

Regulatory assets under management: $347,376,672 in the October 2021 data and $612,662,348 in the October 2026 data, up 76%.
Total employees: 6 in October 2021 and 6 in October 2026.

## Changes in the filing (last 12 months)

### October 2026
- Updated its list of owners and control persons (Schedule A).

### March 2026
- Regulatory assets under management went from $531,663,941 to $612,662,348 (+15%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Wolff Financial Management LLC (CRD 283239): Form ADV filing data as of October 2026.