# WJ Financial Advisors, LLC

> WJ Financial Advisors, LLC is an SEC-registered investment advisory firm in Killingworth, CT, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated April 1, 2026.

- CRD: 142761
- Filed as: WJ FINANCIAL ADVISORS, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Killingworth, CT
- Filing period: October 2026
- Form ADV filing dated: April 1, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/142761
- AdvisorCensus page: https://advisorcensus.com/firm/wj-financial-advisors-llc-killingworth-ct-142761

## Quick answers

**How is WJ Financial Advisors, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), WJ Financial Advisors, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**How much does WJ Financial Advisors, LLC charge?**
Its Form ADV Part 2A brochure dated April 1, 2026 states: Hourly rate: $125 to $375 an hour (financial plans); Flat fee: $1,500 to $15,000 (Fixed Fee Services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is WJ Financial Advisors, LLC located?**
WJ Financial Advisors, LLC's principal office is in Killingworth, CT, according to its Form ADV.

**Is WJ Financial Advisors, LLC registered with the SEC or a state?**
WJ Financial Advisors, LLC is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 142761.

**How much does WJ Financial Advisors, LLC manage?**
WJ Financial Advisors, LLC reports $203,354,827 in regulatory assets under management in its Form ADV filing dated April 1, 2026 (100% discretionary).

**How have WJ Financial Advisors, LLC's assets and staff changed since 2021?**
In the Form ADV data for WJ Financial Advisors, LLC: Regulatory assets under management: $116,248,174 in the October 2021 data and $203,354,827 in the October 2026 data, up 75%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does WJ Financial Advisors, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (201); high net worth individuals (71); charitable organizations (1).

**Which custodians does WJ Financial Advisors, LLC use?**
WJ Financial Advisors, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does WJ Financial Advisors, LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/142761

**Does WJ Financial Advisors, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated April 1, 2026 says: "WJFA does not have established minimum account size requirements."

**What changed in WJ Financial Advisors, LLC's recent Form ADV filings?**
In the May 2026 filing data: Regulatory assets under management went from $154,881,281 to $203,354,827 (+31%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated April 1, 2026)

- Account minimum: None

> WJFA does not have established minimum account size requirements.

- Hourly rate: $125 to $375 an hour (financial plans)

> Hourly Fee Services are offered based on an hourly fee range of $125 to $375 per hour. Fees for financial plans are billed upon completion of the plan

- Flat fee: $1,500 to $15,000 (Fixed Fee Services)

> Fixed Fee Services are offered based on a range of $1,500 - $15,000 depending on the complexity of the engagement. Fees are billed 50%

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $203,354,827
- Discretionary: $203,354,827
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 201 | $56,376,152 |
| High net worth individuals | 71 | $145,027,491 |
| Charitable organizations | 1 | $1,467,422 |
| Corporations or other businesses not listed above | 1 | $483,762 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services

### Firm details
- Registered since: 2021 (5 years)
- Employees: 3 total, 3 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: CT, FL, MA, MD, NH, NY, PA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- wjadvisors.com

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $116,248,174 | 2 | September 28, 2021 |
| October 2022 | $145,116,902 | 3 | March 25, 2022 |
| October 2023 | $114,723,896 | 4 | September 22, 2023 |
| October 2024 | $145,145,175 | 4 | March 29, 2024 |
| October 2025 | $154,881,281 | 3 | March 31, 2025 |
| October 2026 | $203,354,827 | 3 | April 1, 2026 |

Regulatory assets under management: $116,248,174 in the October 2021 data and $203,354,827 in the October 2026 data, up 75%.
Total employees: 2 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### May 2026
- Regulatory assets under management went from $154,881,281 to $203,354,827 (+31%).

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. WJ Financial Advisors, LLC (CRD 142761): Form ADV filing data as of October 2026.