{
  "crd_number": 309549,
  "slug": "winters-financial-group-inc-westlake-village-ca-309549",
  "primary_business_name": "WINTERS FINANCIAL GROUP, INC.",
  "legal_name": "WINTERS FINANCIAL GROUP, INC.",
  "dbas": [],
  "city": "Westlake Village",
  "state": "CA",
  "country": "United States",
  "cbsa_code": "37100",
  "metro": {
    "cbsa_code": "37100",
    "common_name": "Oxnard",
    "msa_name": "Oxnard-Thousand Oaks-Ventura, CA",
    "path": "/advisors/ca/oxnard"
  },
  "registration_type": "sec",
  "registration_status": "Approved",
  "registration_date": "2021-07-01",
  "years_registered": 5,
  "period": "2026-10-01",
  "filing_date": "2026-03-21",
  "carried_forward": false,
  "raum_total": 252299559.0,
  "raum_discretionary": 0.0,
  "raum_non_discretionary": 252299559.0,
  "raum_band": "100m_500m",
  "raum_band_label": "$100 million to $500 million",
  "total_employees": 3,
  "advisory_employees": 2,
  "client_count_bucket": "fewer_than_5_in_some_types",
  "clients_by_type": {
    "individuals": {
      "raum": 49774285.0,
      "count": 173
    },
    "pension_profit_sharing": {
      "raum": 17717044.0,
      "count": 29
    },
    "high_net_worth_individuals": {
      "raum": 184753798.0,
      "count": 71
    },
    "corporations_other_businesses": {
      "raum": 54432.0,
      "count": null,
      "fewer_than_5": true
    }
  },
  "compensation_types": [
    "fixed",
    "hourly",
    "percentage_of_aum"
  ],
  "advisory_activities": [
    "financial_planning",
    "pension_consulting",
    "portfolio_management_individuals",
    "selection_of_other_advisers"
  ],
  "wrap_fee_participant": false,
  "disclosure_yes_count": 0,
  "states_registered": [
    "AZ",
    "CA",
    "NV",
    "NY",
    "TX"
  ],
  "websites": [
    "https://instagram.com/wintersfinancialgroup",
    "https://linkedin.com/in/rick-winters-349bb096",
    "https://wfginc.com",
    "https://wintersfg.com"
  ],
  "iapd_url": "https://adviserinfo.sec.gov/firm/summary/309549",
  "city_as_filed": "WESTLAKE VILLAGE",
  "url": "https://advisorcensus.com/firm/winters-financial-group-inc-westlake-village-ca-309549",
  "display_name": "Winters Financial Group, Inc.",
  "summary": "Winters Financial Group, Inc. is an SEC-registered investment advisory firm in Westlake Village, CA, registered since 2021, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 21, 2026.",
  "citation": "AdvisorCensus. Winters Financial Group, Inc. (CRD 309549): Form ADV filing data as of October 2026.",
  "registration_type_label": "SEC-registered investment adviser",
  "compensation_labels": [
    "A percentage of assets under your management",
    "Hourly charges",
    "Fixed fees (other than subscription fees)"
  ],
  "advisory_activity_labels": [
    "Financial planning services",
    "Portfolio management for individuals and/or small businesses",
    "Pension consulting services",
    "Selection of other advisers (including private fund managers)"
  ],
  "quick_answers": [
    {
      "q": "How is Winters Financial Group, Inc. compensated?",
      "a": "On its Form ADV (Item 5.E, October 2026), Winters Financial Group, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees)."
    },
    {
      "q": "How much does Winters Financial Group, Inc. charge?",
      "a": "Its Form ADV Part 2A brochure dated March 19, 2026 states: Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it); Flat fee: $500 to $3,000 (financial planning and/or consulting services…); Hourly rate: $250 an hour (financial planning and/or consulting services…). Fees can differ by service and may be negotiable; the brochure is the complete statement."
    },
    {
      "q": "Where is Winters Financial Group, Inc. located?",
      "a": "Winters Financial Group, Inc.'s principal office is in Westlake Village, CA, according to its Form ADV."
    },
    {
      "q": "Is Winters Financial Group, Inc. registered with the SEC or a state?",
      "a": "Winters Financial Group, Inc. is an SEC-registered investment advisory firm, registered since 2021. Status as filed: Approved. CRD 309549."
    },
    {
      "q": "How much does Winters Financial Group, Inc. manage?",
      "a": "Winters Financial Group, Inc. reports $252,299,559 in regulatory assets under management in its Form ADV filing dated March 21, 2026 (0% discretionary)."
    },
    {
      "q": "How have Winters Financial Group, Inc.'s assets and staff changed since 2021?",
      "a": "In the Form ADV data for Winters Financial Group, Inc.: Regulatory assets under management: $117,721,850 in the October 2021 data and $252,299,559 in the October 2026 data, up 114%. Total employees: 2 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going."
    },
    {
      "q": "What types of clients does Winters Financial Group, Inc. serve?",
      "a": "By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (173); high net worth individuals (71); pension and profit sharing plans (but not the plan participants or government pension plans) (29)."
    },
    {
      "q": "Which custodians does Winters Financial Group, Inc. use?",
      "a": "Winters Financial Group, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists National Financial Services LLC as a custodian holding 10% or more of its separately managed account assets."
    },
    {
      "q": "Does Winters Financial Group, Inc. report any disciplinary disclosures?",
      "a": "Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/309549"
    },
    {
      "q": "Does Winters Financial Group, Inc. state an account minimum?",
      "a": "Its Form ADV Part 2A brochure dated March 19, 2026 says: \"The Registrant does not require a minimum asset value or impose a minimum annual fee requirement for investment advisory services.\""
    },
    {
      "q": "What changed in Winters Financial Group, Inc.'s recent Form ADV filings?",
      "a": "In the April 2026 filing data: Regulatory assets under management went from $202,293,721 to $252,299,559 (+25%)."
    }
  ],
  "filing_history": [
    {
      "period": "2021-10-01",
      "regulatory_assets_under_management": 117721850.0,
      "total_employees": 2,
      "filing_date": "2021-08-02"
    },
    {
      "period": "2022-10-01",
      "regulatory_assets_under_management": 136000000.0,
      "total_employees": 3,
      "filing_date": "2022-03-26"
    },
    {
      "period": "2023-10-01",
      "regulatory_assets_under_management": 168167818.0,
      "total_employees": 3,
      "filing_date": "2023-04-07"
    },
    {
      "period": "2024-10-01",
      "regulatory_assets_under_management": 169477092.0,
      "total_employees": 3,
      "filing_date": "2024-04-05"
    },
    {
      "period": "2025-10-01",
      "regulatory_assets_under_management": 202293721.0,
      "total_employees": 3,
      "filing_date": "2025-03-04"
    },
    {
      "period": "2026-10-01",
      "regulatory_assets_under_management": 252299559.0,
      "total_employees": 3,
      "filing_date": "2026-03-21"
    }
  ],
  "recent_changes": [
    {
      "period": "2026-04-01",
      "period_label": "April 2026",
      "notes": [
        "Regulatory assets under management went from $202,293,721 to $252,299,559 (+25%)."
      ]
    }
  ],
  "fees_from_brochure": {
    "source": "Form ADV Part 2A brochure dated March 19, 2026",
    "provided_by_the_firm": false,
    "tiers": [],
    "flat_rate": null,
    "stated_range": "0.5% to 2% a year",
    "stated_maximum": null,
    "account_minimum": "None",
    "account_minimum_may_be_waived": false,
    "minimum_annual_fee": "None",
    "planning_fees": [
      "Flat fee: $500 to $3,000 (financial planning and/or consulting services…)",
      "Hourly rate: $250 an hour (financial planning and/or consulting services…)"
    ],
    "figures": [
      {
        "label": "Asset-based fee",
        "statements": [
          "Asset-based fee: 0.5% to 2% a year (a range, as the brochure states it)"
        ],
        "quotes": [
          "The Registrant’s annual investment advisory fee is negotiable at its discretion, but typically ranges from 0.50% and 2.00% of the total assets placed under the Registrant’s management"
        ]
      },
      {
        "label": "Account minimum",
        "statements": [
          "Account minimum: None"
        ],
        "quotes": [
          "The Registrant does not require a minimum asset value or impose a minimum annual fee requirement for investment advisory services."
        ]
      },
      {
        "label": "Minimum annual fee",
        "statements": [
          "Minimum annual fee: None"
        ],
        "quotes": [
          "The Registrant does not require a minimum asset value or impose a minimum annual fee requirement for investment advisory services."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Flat fee: $500 to $3,000 (financial planning and/or consulting services…)"
        ],
        "quotes": [
          "Registrant’s planning and consulting fees are negotiable, but generally range from $500 to $3,000 on a fixed fee basis, and $250 on an hourly rate basis, depending upon the level and scope of the service(s) required and the professional(s) rendering the service(s)."
        ]
      },
      {
        "label": "Planning fee",
        "statements": [
          "Hourly rate: $250 an hour (financial planning and/or consulting services…)"
        ],
        "quotes": [
          "Registrant’s planning and consulting fees are negotiable, but generally range from $500 to $3,000 on a fixed fee basis, and $250 on an hourly rate basis, depending upon the level and scope of the service(s) required and the professional(s) rendering the service(s)."
        ]
      }
    ],
    "values": {
      "tiers": [],
      "range_pct": [
        0.5,
        2.0
      ],
      "max_pct": null,
      "account_minimum": 0.0,
      "minimum_annual_fee": 0.0,
      "planning": [
        {
          "kind": "flat",
          "amount": null,
          "min": 500.0,
          "max": 3000.0,
          "period": "one_time",
          "service": "financial planning and/or consulting services (including investment and non-investment related matters, including estate"
        },
        {
          "kind": "hourly",
          "amount": 250.0,
          "min": null,
          "max": null,
          "period": "hour",
          "service": "financial planning and/or consulting services (including investment and non-investment related matters, including estate"
        }
      ]
    },
    "quotes": [
      "The Registrant’s annual investment advisory fee is negotiable at its discretion, but typically ranges from 0.50% and 2.00% of the total assets placed under the Registrant’s management",
      "The Registrant does not require a minimum asset value or impose a minimum annual fee requirement for investment advisory services.",
      "The Registrant does not require a minimum asset value or impose a minimum annual fee requirement for investment advisory services.",
      "Registrant’s planning and consulting fees are negotiable, but generally range from $500 to $3,000 on a fixed fee basis, and $250 on an hourly rate basis, depending upon the level and scope of the service(s) required and the professional(s) rendering the service(s).",
      "Registrant’s planning and consulting fees are negotiable, but generally range from $500 to $3,000 on a fixed fee basis, and $250 on an hourly rate basis, depending upon the level and scope of the service(s) required and the professional(s) rendering the service(s)."
    ],
    "note": "As stated in the firm's brochure; fees can differ by service and may be negotiable."
  },
  "custodians": [
    {
      "name": "National Financial Services LLC",
      "name_as_filed": "NATIONAL FINANCIAL SERVICES LLC",
      "affiliated": false
    }
  ],
  "custodians_note": "Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.",
  "markdown_url": "https://advisorcensus.com/firm/winters-financial-group-inc-westlake-village-ca-309549.md",
  "clients": [
    {
      "type": "individuals",
      "label": "Individuals (other than high net worth individuals)",
      "count": 173,
      "fewer_than_5": false,
      "raum": 49774285.0
    },
    {
      "type": "high_net_worth_individuals",
      "label": "High net worth individuals",
      "count": 71,
      "fewer_than_5": false,
      "raum": 184753798.0
    },
    {
      "type": "pension_profit_sharing",
      "label": "Pension and profit sharing plans (but not the plan participants or government pension plans)",
      "count": 29,
      "fewer_than_5": false,
      "raum": 17717044.0
    },
    {
      "type": "corporations_other_businesses",
      "label": "Corporations or other businesses not listed above",
      "count": null,
      "fewer_than_5": true,
      "raum": 54432.0
    }
  ],
  "disclosure_line": "Reports no disclosure items on Form ADV Item 11.",
  "disclosure_items": [],
  "indexable": true,
  "suppressed": false,
  "claimed": false,
  "enhanced": false,
  "provided_by_the_firm": null,
  "source": {
    "name": "Form ADV",
    "as_of": "2026-10-01",
    "iapd_url": "https://adviserinfo.sec.gov/firm/summary/309549",
    "operator": "BH Monitor Services, LLC",
    "license": "https://creativecommons.org/licenses/by/4.0/",
    "credit": "AdvisorCensus (advisorcensus.com), from SEC Form ADV data"
  }
}