# Winnacle Wealth, LLC

> Winnacle Wealth, LLC is an SEC-registered investment advisory firm in Waco, TX, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated May 27, 2026.

- CRD: 317181
- Filed as: WINNACLE WEALTH, LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Waco, TX
- Filing period: October 2026
- Form ADV filing dated: May 27, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/317181
- AdvisorCensus page: https://advisorcensus.com/firm/winnacle-wealth-llc-waco-tx-317181

## Quick answers

**How is Winnacle Wealth, LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Winnacle Wealth, LLC reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**What does Winnacle Wealth, LLC's brochure say about its fees?**
Its Form ADV Part 2A brochure dated May 27, 2026 states: Asset-based fee: 0.1% to 1.3% a year (a range, as the brochure states it). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Winnacle Wealth, LLC located?**
Winnacle Wealth, LLC's principal office is in Waco, TX, according to its Form ADV; the June 2025 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Winnacle Wealth, LLC registered with the SEC or a state?**
Winnacle Wealth, LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 317181.

**How much does Winnacle Wealth, LLC manage?**
Winnacle Wealth, LLC reports $144,958,007 in regulatory assets under management in its Form ADV filing dated May 27, 2026 (100% discretionary).

**How have Winnacle Wealth, LLC's assets and staff changed since 2024?**
In the Form ADV data for Winnacle Wealth, LLC: Regulatory assets under management: $101,000,000 in the October 2024 data and $144,958,007 in the October 2026 data, up 44%. Total employees: 3 in October 2024 and 6 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Winnacle Wealth, LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (348); high net worth individuals (37).

**Which custodians does Winnacle Wealth, LLC use?**
Winnacle Wealth, LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Altruist Financial LLC as a custodian holding 10% or more of its separately managed account assets.

**Does Winnacle Wealth, LLC report any disciplinary disclosures?**
Reports 5 disclosure items on Form ADV Item 11: yes answers to 11.C(1) (SEC or CFTC finding of a false statement or omission), 11.C(2) (SEC or CFTC finding of a violation), 11.C(3) (SEC or CFTC finding of causing a business's authorization to be denied, suspended, revoked, or restricted), 11.C(4) (SEC or CFTC order), and 11.C(5) (SEC or CFTC civil money penalty or cease-and-desist order). Each question covers the firm and its advisory affiliates, and one event can produce several yes answers. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/317181

**Does Winnacle Wealth, LLC state an account minimum?**
Its Form ADV Part 2A brochure dated May 27, 2026 says: "Winnacle Wealth generally does not impose a minimum relationship size."

**What changed in Winnacle Wealth, LLC's recent Form ADV filings?**
In the June 2026 filing data: Changed its legal name from Winnow Wealth, LLC to Winnacle Wealth, LLC.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated May 27, 2026)

- Asset-based fee: 0.1% to 1.3% a year (a range, as the brochure states it)

> Investment advisory fees range from 0.10% to 1.30% annually based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Advisor.

- Account minimum: None

> Winnacle Wealth generally does not impose a minimum relationship size.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Altruist Financial LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $144,958,007
- Discretionary: $144,958,007
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 348 | $78,749,960 |
| High net worth individuals | 37 | $66,208,047 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 0 | $0 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 6 total, 5 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: LA, ND, TX
- Disclosures (Item 11): Reports 5 disclosure items on Form ADV Item 11.

### Item 11 questions answered yes
- 11.C(1): Has the SEC or the CFTC ever found that the firm or an advisory affiliate made a false statement or omission?
- 11.C(2): Has the SEC or the CFTC ever found that the firm or an advisory affiliate was involved in a violation of SEC or CFTC regulations or statutes?
- 11.C(3): Has the SEC or the CFTC ever found that the firm or an advisory affiliate was a cause of an investment-related business having its authorization to do business denied, suspended, revoked, or restricted?
- 11.C(4): Has the SEC or the CFTC ever entered an order against the firm or an advisory affiliate in connection with investment-related activity?
- 11.C(5): Has the SEC or the CFTC ever imposed a civil money penalty on the firm or an advisory affiliate, or ordered the firm or an advisory affiliate to cease and desist from an activity?

Each question covers the firm and its advisory affiliates: its current employees other than clerical staff, its officers, partners, and directors, and anyone who controls the firm or is controlled by it. One event can produce yes answers to several questions. SEC-registered advisers and exempt reporting advisers may leave out events more than ten years old, and may answer 11.A(2) and 11.B(2) for pending charges only. The detail of each yes answer is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/317181

### Other offices (Schedule D, Section 1.F), as of the June 2025 filing
- Brownsville, TX
- Buffalo, NY

### Websites listed on Form ADV (Item 1.I)
- winnaclewealth.com
- Facebook @Winnacle-Wealth
- YouTube @WinnacleWealth

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2024 | $101,000,000 | 3 | May 14, 2024 |
| October 2025 | $123,000,000 | 6 | May 7, 2025 |
| October 2026 | $144,958,007 | 6 | May 27, 2026 |

Regulatory assets under management: $101,000,000 in the October 2024 data and $144,958,007 in the October 2026 data, up 44%.
Total employees: 3 in October 2024 and 6 in October 2026.

## Changes in the filing (last 12 months)

### June 2026
- Changed its legal name from Winnow Wealth, LLC to Winnacle Wealth, LLC.

### April 2026
- Regulatory assets under management went from $123,000,000 to $144,958,007 (+18%).

### January 2026
- Registered or notice-filed in ND.
- No longer registered or notice-filed in NY.

### November 2025
- No longer lists an office in Brownsville, TX.
- No longer lists an office in Buffalo, NY.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Winnacle Wealth, LLC (CRD 317181): Form ADV filing data as of October 2026.