# Windward Wealth Strategies, Inc.

> Windward Wealth Strategies, Inc. is an SEC-registered investment advisory firm in Oshkosh, WI, registered since 2015, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated March 6, 2026.

- CRD: 175126
- Filed as: WINDWARD WEALTH STRATEGIES, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Oshkosh, WI
- Filing period: October 2026
- Form ADV filing dated: March 6, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/175126
- AdvisorCensus page: https://advisorcensus.com/firm/windward-wealth-strategies-inc-oshkosh-wi-175126

## Quick answers

**How is Windward Wealth Strategies, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Windward Wealth Strategies, Inc. reports these compensation arrangements: a percentage of assets under its management; hourly charges; fixed fees (other than subscription fees).

**Where is Windward Wealth Strategies, Inc. located?**
Windward Wealth Strategies, Inc.'s principal office is in Oshkosh, WI, according to its Form ADV.

**Is Windward Wealth Strategies, Inc. registered with the SEC or a state?**
Windward Wealth Strategies, Inc. is an SEC-registered investment advisory firm, registered since 2015. Status as filed: Approved. CRD 175126.

**How much does Windward Wealth Strategies, Inc. manage?**
Windward Wealth Strategies, Inc. reports $251,236,133 in regulatory assets under management in its Form ADV filing dated March 6, 2026 (100% discretionary).

**How have Windward Wealth Strategies, Inc.'s assets and staff changed since 2021?**
In the Form ADV data for Windward Wealth Strategies, Inc.: Regulatory assets under management: $173,262,637 in the October 2021 data and $251,236,133 in the October 2026 data, up 45%. Total employees: 4 in October 2021 and 3 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Windward Wealth Strategies, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (294); high net worth individuals (100); pension and profit sharing plans (but not the plan participants or government pension plans) (3).

**Which custodians does Windward Wealth Strategies, Inc. use?**
Windward Wealth Strategies, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Windward Wealth Strategies, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/175126

**Does Windward Wealth Strategies, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated March 6, 2026 says: "The Adviser has a standard minimum account size of $250,000 for all accounts. Smaller accounts may be accepted based upon a number of factors, including geographic considerations, related account relationships, the number of clients with individual firms and support services provided by other firms."

**What changed in Windward Wealth Strategies, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Regulatory assets under management went from $202,174,551 to $251,236,133 (+24%).

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management
- Hourly charges
- Fixed fees (other than subscription fees)

### Fees and minimums (Form ADV Part 2A brochure dated March 6, 2026)

- Account minimum: $250,000

> The Adviser has a standard minimum account size of $250,000 for all accounts. Smaller accounts may be accepted based upon a number of factors, including geographic considerations, related account relationships, the number of clients with individual firms and support services provided by other firms.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $251,236,133
- Discretionary: $251,236,133
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 294 | $89,130,164 |
| High net worth individuals | 100 | $113,196,025 |
| Banking or thrift institutions | 0 | $0 |
| Investment companies | 0 | $0 |
| Business development companies | 0 | $0 |
| Pooled investment vehicles (other than investment companies and business development companies) | 0 | $0 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 3 | $48,909,944 |
| Charitable organizations | 0 | $0 |
| State or municipal government entities (including government pension plans) | 0 | $0 |
| Other investment advisers | 0 | $0 |
| Insurance companies | 0 | $0 |
| Sovereign wealth funds and foreign official institutions | 0 | $0 |
| Corporations or other businesses not listed above | 0 | $0 |
| Other | 0 | $0 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses
- Portfolio management for businesses (other than small businesses) or institutional clients
- Pension consulting services
- Selection of other advisers (including private fund managers)

### Firm details
- Registered since: 2015 (11 years)
- Employees: 3 total, 2 performing advisory functions
- Wrap fee program participation: No
- States registered or notice-filed: AL, AZ, CA, CO, FL, GA, IA, IL, KY, MA, MI, MN, NY, UT, WA, WI
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- windwardwealthstrategies.com
- Facebook facebook.com
- LinkedIn @15255244

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $173,262,637 | 4 | September 30, 2021 |
| October 2022 | $168,605,663 | 3 | May 2, 2022 |
| October 2023 | $166,454,757 | 3 | March 15, 2023 |
| October 2024 | $184,257,946 | 3 | March 6, 2024 |
| October 2025 | $202,174,551 | 3 | March 20, 2025 |
| October 2026 | $251,236,133 | 3 | March 6, 2026 |

Regulatory assets under management: $173,262,637 in the October 2021 data and $251,236,133 in the October 2026 data, up 45%.
Total employees: 4 in October 2021 and 3 in October 2026.

## Changes in the filing (last 12 months)

### April 2026
- Regulatory assets under management went from $202,174,551 to $251,236,133 (+24%).

### January 2026
- No longer registered or notice-filed in DC, OR.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Windward Wealth Strategies, Inc. (CRD 175126): Form ADV filing data as of October 2026.