# Wincap Financial LLC

> Wincap Financial LLC is an SEC-registered investment advisory firm in Boston, MA, registered since 2024, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated June 29, 2026.

- CRD: 315798
- Filed as: WINCAP FINANCIAL LLC
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Boston, MA
- Filing period: October 2026
- Form ADV filing dated: June 29, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/315798
- AdvisorCensus page: https://advisorcensus.com/firm/wincap-financial-llc-boston-ma-315798

## Quick answers

**How is Wincap Financial LLC compensated?**
On its Form ADV (Item 5.E, October 2026), Wincap Financial LLC reports these compensation arrangements: a percentage of assets under its management.

**How much does Wincap Financial LLC charge?**
Its Form ADV Part 2A brochure dated February 27, 2026 states: Asset-based fee: 0.5% to 1.25% a year (a range, as the brochure states it); Hourly rate: $500 an hour (standalone financial planning services). Fees can differ by service and may be negotiable; the brochure is the complete statement.

**Where is Wincap Financial LLC located?**
Wincap Financial LLC's principal office is in Boston, MA, according to its Form ADV; the July 2026 filing also lists 2 other offices (Schedule D, Section 1.F).

**Is Wincap Financial LLC registered with the SEC or a state?**
Wincap Financial LLC is an SEC-registered investment advisory firm, registered since 2024. Status as filed: Approved. CRD 315798.

**How much does Wincap Financial LLC manage?**
Wincap Financial LLC reports $223,102,763 in regulatory assets under management in its Form ADV filing dated June 29, 2026 (100% discretionary).

**How have Wincap Financial LLC's assets and staff changed since 2021?**
In the Form ADV data for Wincap Financial LLC: Regulatory assets under management: $0 in the October 2021 data and $223,102,763 in the October 2026 data. Total employees: 2 in October 2021 and 7 in October 2026. Assets under management move with markets as well as with clients coming and going.

**What types of clients does Wincap Financial LLC serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (197); high net worth individuals (73).

**Which custodians does Wincap Financial LLC use?**
Wincap Financial LLC's most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Charles Schwab & Co., Inc. and Fidelity Brokerage Services LLC as custodians holding 10% or more of its separately managed account assets.

**Does Wincap Financial LLC report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/315798

**Does Wincap Financial LLC state an account minimum?**
Its Form ADV Part 2A brochure dated February 27, 2026 says: "WinCap Financial generally does not impose a minimum relationship size."

**What changed in Wincap Financial LLC's recent Form ADV filings?**
In the July 2026 filing data: Registered or notice-filed in CT, OH.

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated February 27, 2026)

- Asset-based fee: 0.5% to 1.25% a year (a range, as the brochure states it)

> Wealth management fees range from 0.50% to 1.25% annually based on several factors, including: the scope and complexity of the services to be provided; the level of assets to be managed; and the overall relationship with the Advisor.

- Account minimum: None

> WinCap Financial generally does not impose a minimum relationship size.

- Hourly rate: $500 an hour (standalone financial planning services)

> Wincap Financial also offers standalone financial planning services at an hourly rate up to $500. Fees may be negotiable based on the nature and complexity of the services to be provided

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Charles Schwab & Co., Inc.
- Fidelity Brokerage Services LLC

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $223,102,763
- Discretionary: $223,102,763
- Non-discretionary: $0

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 197 | $71,722,813 |
| High net worth individuals | 73 | $150,746,957 |
| Corporations or other businesses not listed above | Fewer than 5 | $632,993 |

### Advisory services (Item 5.G)
- Financial planning services
- Portfolio management for individuals and/or small businesses

### Firm details
- Registered since: 2024 (2 years)
- Employees: 7 total, 6 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CA, CO, CT, FL, MA, ME, NC, NH, NJ, NY, OH, PA, RI, TX
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Other offices (Schedule D, Section 1.F), as of the July 2026 filing
- Fort Collins, CO
- Peabody, MA

### Websites listed on Form ADV (Item 1.I)
- [wincap.substack.com](https://wincap.substack.com)
- [wincapfinancial.com](https://wincapfinancial.com)
- Facebook @WinCapFinancial
- Instagram @wincapcharts
- LinkedIn @wincap-financial
- YouTube @WinCapFinancial

## Assets and staff over time

| Data period | Regulatory assets under management | Employees | Filing dated |
| --- | --- | --- | --- |
| October 2021 | $0 | 2 | September 3, 2021 |
| October 2022 | $37,600,000 | 1 | June 20, 2022 |
| October 2024 | $124,167,090 | 4 | August 16, 2024 |
| October 2025 | $153,250,285 | 5 | June 23, 2025 |
| October 2026 | $223,102,763 | 7 | June 29, 2026 |

Regulatory assets under management: $0 in the October 2021 data and $223,102,763 in the October 2026 data.
Total employees: 2 in October 2021 and 7 in October 2026.

## Changes in the filing (last 12 months)

### July 2026
- Registered or notice-filed in CT, OH.

### April 2026
- Registered or notice-filed in ME, PA.

### March 2026
- Employees performing advisory functions went from 5 to 6.
- Regulatory assets under management went from $153,250,285 to $223,102,763 (+46%).
- Added an office in Fort Collins, CO.

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Wincap Financial LLC (CRD 315798): Form ADV filing data as of October 2026.