# Willow Creek Capital Management, Inc.

> Willow Creek Capital Management, Inc. is an SEC-registered investment advisory firm in Missoula, MT, registered since 2025, reporting $100 million to $500 million in regulatory assets under management in its Form ADV filing dated August 26, 2026.

- CRD: 333911
- Filed as: WILLOW CREEK CAPITAL MANAGEMENT, INC.
- Registration: SEC-registered investment adviser (status as filed: Approved)
- Location: Missoula, MT
- Filing period: October 2026
- Form ADV filing dated: August 26, 2026
- SEC record (IAPD): https://adviserinfo.sec.gov/firm/summary/333911
- AdvisorCensus page: https://advisorcensus.com/firm/willow-creek-capital-management-inc-missoula-mt-333911

## Quick answers

**How is Willow Creek Capital Management, Inc. compensated?**
On its Form ADV (Item 5.E, October 2026), Willow Creek Capital Management, Inc. reports these compensation arrangements: a percentage of assets under its management.

**Where is Willow Creek Capital Management, Inc. located?**
Willow Creek Capital Management, Inc.'s principal office is in Missoula, MT, according to its Form ADV.

**Is Willow Creek Capital Management, Inc. registered with the SEC or a state?**
Willow Creek Capital Management, Inc. is an SEC-registered investment advisory firm, registered since 2025. Status as filed: Approved. CRD 333911.

**How much does Willow Creek Capital Management, Inc. manage?**
Willow Creek Capital Management, Inc. reports $280,030,435 in regulatory assets under management in its Form ADV filing dated August 26, 2026 (83% discretionary).

**What types of clients does Willow Creek Capital Management, Inc. serve?**
By number of clients on Form ADV Item 5.D: individuals (other than high net worth individuals) (299); high net worth individuals (98); pension and profit sharing plans (but not the plan participants or government pension plans) (7).

**Which custodians does Willow Creek Capital Management, Inc. use?**
Willow Creek Capital Management, Inc.'s most recent Form ADV filing (Schedule D, Section 5.K(3)) lists Raymond James Financial Services, Inc. as a custodian holding 10% or more of its separately managed account assets.

**Does Willow Creek Capital Management, Inc. report any disciplinary disclosures?**
Reports no disclosure items on Form ADV Item 11. The detail of any item is on the firm's SEC record: https://adviserinfo.sec.gov/firm/summary/333911

**Does Willow Creek Capital Management, Inc. state an account minimum?**
Its Form ADV Part 2A brochure dated August 26, 2026 says: "There is no account minimum for any of WCCM's services."

**What changed in Willow Creek Capital Management, Inc.'s recent Form ADV filings?**
In the April 2026 filing data: Changed its legal name from Estep, Geeting, and Weber Capital Management,inc. to Willow Creek Capital Management, Inc..

## From the Form ADV filing

### Compensation (Item 5.E)
- A percentage of assets under your management

### Fees and minimums (Form ADV Part 2A brochure dated August 26, 2026)

- Account minimum: None

> There is no account minimum for any of WCCM's services.

As stated in the firm's brochure. Fees can differ by service and may be negotiable.

### Custodians (Schedule D, Section 5.K(3))
- Raymond James Financial Services, Inc.

Custodians holding 10% or more of the firm's separately managed account assets, as filed on Form ADV (Schedule D, Section 5.K(3)). A custodian holds client assets; it does not endorse or supervise the firm. AdvisorCensus has no relationship with any custodian.

### Regulatory assets under management (Item 5.F)
- Total: $280,030,435
- Discretionary: $232,001,243
- Non-discretionary: $48,029,192

### Clients (Item 5.D)

| Client type | Clients | Assets |
| --- | --- | --- |
| Individuals (other than high net worth individuals) | 299 | $74,349,644 |
| High net worth individuals | 98 | $182,134,391 |
| Pension and profit sharing plans (but not the plan participants or government pension plans) | 7 | $21,641,435 |
| Charitable organizations | 5 | $1,754,359 |
| Corporations or other businesses not listed above | 4 | $150,606 |

### Advisory services (Item 5.G)
- Portfolio management for individuals and/or small businesses
- Pension consulting services

### Firm details
- Registered since: 2025 (0 years)
- Employees: 4 total, 4 performing advisory functions
- Wrap fee program participation: Yes
- States registered or notice-filed: CA, CO, FL, MT, OR, TX, WA
- Disclosures (Item 11): Reports no disclosure items on Form ADV Item 11.

### Websites listed on Form ADV (Item 1.I)
- [raymondjames.com/willowcreekcm](https://raymondjames.com/willowcreekcm)
- LinkedIn @sarah-stubbs-21b05230b

## Changes in the filing (last 12 months)

### April 2026
- Changed its legal name from Estep, Geeting, and Weber Capital Management,inc. to Willow Creek Capital Management, Inc..

## Source

Form ADV as filed, October 2026. Values appear as filed. Cite as: AdvisorCensus. Willow Creek Capital Management, Inc. (CRD 333911): Form ADV filing data as of October 2026.